SSC CGL vs Bank PO: Which One is Better and Tougher?

By BYJU'S Exam Prep

Updated on: September 25th, 2023

“SSC CGL vs Bank PO, which is better?” This is one of the most common questions which keeps popping into every candidate’s mind. Are you also one of them? To help you get an exact answer, we are providing you with detailed information on SSC CGL vs Bank PO. We will focus on the pros and cons of both exams and compare them on various levels.

These days a number of students are either preparing or want to prepare for Government Exams. But the confusion arises in choosing a particular exam. There is no concrete answer to this question and it all depends on your views and interest. 

In this article we are going to discuss SSC CGL vs Bank PO on various parameters like Job Profile, Eligibility, Salary etc. and SSC CGL vs Bank PO: Pros & Cons are also discussed in the article. Candidates are advised to go through the article for complete clearance. 

SSC CGL vs Bank PO

SSC CGL, aka Staff Selection Commission, Combined Graduate Level, Examination is one of the biggest government job recruitment exams in India. Every year, the Staff Selection Commission conducts the SSC CGL exam for recruitment in various Central Government Departments like Central Secretariat Service, Income Tax Inspector, Excise Inspector, CAG, Statistical Investigator, AO, Central Vigilance Commission, Intelligence Bureau, CBI, Ministry of Railways / External Affairs / Defence and a few other Ministries. SSC CGL Job is completely a government job.

On the other hand, Banks recruit thousands of youngsters every year through the IBPS exam, a Combined Written Examination for the appointment of Probationary Officer. SBI conducts the SBI PO exam on a separate basis which is not included in the IBPS PO exam.

Therefore to guide you all with the important aspects of both jobs we are going to discuss the Bank PO vs SSC CGL comparison on various factors depending upon which you can decide which one is the better option SSC CGL or Bank PO.

Which is Better SSC CGL or Bank PO?

These days, students choose to take government exams because of the great career stability in those fields. Two of the most sought-after exams are SSC CGL and Bank PO, for which thousands of applicants apply each year. But candidates often get confused about which one is better and which exam leads to a better career path. If you are one of them and often wonder about which job Bank PO or SSC CGL is better, you have landed on the right page!

Direct answers to this issue are quite challenging because both of these job roles are extremely important in the government sector for a variety of reasons. Below we are going to provide the difference between SSC CGL and Bank PO on several parameters.

Difference between SSC CGL and Bank PO

The comparison of both SSC CGL vs Bank PO job profiles on various factors is given below to acquaint the candidates with all the details of the exams.

SSC CGL vs Bank PO Eligibility

There are different criteria that candidates need to keep in mind while applying for these two exams. The eligibility criteria for SSC CGL and Bank PO are as follows:

Educational Qualification: The eligibility criteria for SSC CGL & Bank PO are generally the same as both the profiles generally require graduation from any discipline from the recognized university. However, for certain SSC CGL Posts, there is some additional desirable qualification required which is not the case with Bank PO exam.

Age Limit: Depending on various job profiles included in SSC CGL Exam, the age limit criteria is 18 to 32 years, whereas for Bank PO the required age limit is 20 to 30 yrs.

SSC CGL vs Bank PO Selection Process

The conducting authority has prescribed different selection processes for both these exams. The SSC CGL Selection process comprises 2 stages, whereas Bank PO comprises 3 stages. Check out the detailed selection process for SSC CGL vs Bank PO in the table below.

SSC CGL Selection Process

Bank PO Selection Process

Tier 1: Computer-Based Objective Test

Preliminary Exam: Computer-Based Objective Test

Tier 2: Computer-Based Objective Test

Mains Exam: Computer-Based Objective and Subjective Test

Document Verification


SSC CGL vs Bank PO: Posts and Vacancies

Through SSC CGL, candidates are posted in various departments which are mentioned in the tabulated data below. Also, for this year’s recruitment drive, the commission has announced a total of approximately 20,000 SSC CGL Vacancies. However, candidates must note that these are tentative vacancies.



Classification of Post

Assistant Section Officer

Central Secretariat Service, Intelligence Bureau, Ministry of External Affairs, Ministry of Railway, AFHQ

Group “B”

Assistant Accounts Officer

Indian Audit & Accounts Department under C&AG

Group “B” Gazetted (Non-Ministerial)

Assistant Audit Officer

Indian Audit & Accounts Department under C&AG

Group “B” Gazetted (Non-Ministerial)

Inspector (Central Excise)


Group “B”

Statistical Investigator Grade-II

Registrar General of India

Group “B”

Inspector of Income Tax


Group “C”


Other Ministries/ Departments/ Organizations

Group “B”

Assistant Enforcement Officer

Directorate of Enforcement, Department of Revenue

Group “B”

Sub Inspector

Central Bureau of Investigation

Group “B”


Offices under C&AG, CGDA

Group “C”


Central Bureau of Narcotics

Group “B”

Junior Statistical Officer

M/o Statistics & Programme Implementation

Group “B”

Tax Assistant


Group “C”

Upper Division Clerks

Government Departments

Group “C”

Accountant or Junior Accountant

Other Departments/ Ministry

Group “C”

Senior Secretariat Assistant/ Upper Division Clerks

Central Govt. Offices/ Ministries other than CSCS cadres

Group “C”

Postal Assistant/ Sorting Assistant

Department of Post, Ministry of Communication

Group “C”

Where for Bank PO the total vacancies are approximately 9,000-10,000 for both IBPS PO & SBI PO combined.

SSC CGL vs Bank PO: Salary

SSC CGL salary is one of the important factors considered by the candidates while applying for the exam. SSC has categorized posts on the basis of grade pay and cities. There are a total of 5 grade pays in CGL jobs which are 4800, 4600, 4200, 2800, and 2400. While for Bank PO the Basic Pay is Rs, 36,000 INR.

SSC CGL vs Bank PO: Syllabus

The disciplines from which questions are drawn in the SSC CGL and Bank PO exams are the same: English, General Awareness, Quantitative Aptitude, and Reasoning Ability. The syllabus for the two exams does, however, differ slightly when compared in terms of topics and the difficulty level of the exam depends upon various sections. The reasoning is slightly tough in the Bank PO exam as compared to the SSC CGL Syllabus, whereas General Awareness in the Bank PO exam is more focused on the banking & Insurance part while for SSC CGL it is more generalized. The maths and English Section is almost similar in both exams in terms of difficulty level.

On various other factors, the comparison of SSC CGL vs Bank PO is as follows:

1. Job Profile


As an officer recruited through SSC CGL, you are expected to:

  • Do clerical work in the office (like answering RTI queries)
  • Make notes and handle filing work
  • Handle general administration work
  • Carry field Jobs (that involve travelling)
  • Carry out raids, Inspections, surveillance etc
  • Help in shaping Nationwide policies ( by looking after the back office work)
  • Inspect various organizations’ balance sheets
  • Get a Permanent job in Delhi if recruited by CSS


  • Dealing with customer
  • Targeted Job
  • Handle cash activities
  • Manage Clearance of Payments
  • Manage various issues and problems related to the customer
  • Work pressure is very high
  • Official communication

2. Work Pressure


  • Work pressure is less and the job is more relaxed in comparison to that of a Bank Probationary Officer.
  • You have to perform various tasks that include supervision, Administrative tasks, or any other post-related work assigned by the senior officials.

Bank PO

  • Work pressure is HIGH as bank PO deals directly with the public.
  • Work includes General Banking, Administrative tasks, or any other task assigned by the management.
  • As a Bank PO, you will undergo rigorous training to understand the nitty-gritty of Banking. Training for accounting, marketing, investment, billing, finance, human resources, agriculture banking, and general banking will be provided.

3. Working hours


  • In SSC CGL, you will have a proper work schedule.
  • Proper timing means No extra hour of work (Except in the case of field postings i.e Raids, Audits etc)
  • FIVE days working


  • There will be a proper working schedule but due to the heavy workload, you may have to work even after closing hours.
  • Conditions are hectic during the closing time (in the month of March)
  • SIX days working except 2nd and 4the Saturday.

4. Transfer


  • Transfers mostly take place every 4-5 years (except CSS posts).

Bank PO

  • Transfers mostly take place every 2-5 years. In both Organisations, the transfer is on the basis of seniority/ promotion.

5. Salary & Growth

  • SSC CGL officer salary is high after the 7th pay commission rule.

6. Career Growth & Promotion


  • Promotions in SSC take place every 4-5 years.
  • As per your post, you will be promoted to the next higher level.
  • Auditor will become Senior Auditor in 3 years.
  • Assistant Enforcement Officer will become Enforcement Officer in 4-5 years.
  • Income Tax Inspector will become Income Tax Officer, then Assistant Commissioner, then Deputy Commissioner and Finally Commissioner.
  • Assistant in CSS will be promoted to the next post – SO (which is a Group-B Gazetted Officer post) and can go up to Joint Secretary.

Bank PO

Promotions in Banks take place every 2-3 years in the following scale:

  • Assistant Manager
  • Branch Manager
  • AGM
  • GM

Promotion in banks is faster as the Banking Policies ensure a steady procedure for promoting a probationary officer at a regular time period. On the other hand in SSC CGL, everything depends upon your concerned department/ Sector.

7. Social Status in Society

  • Many people work in banks and hence people don’t consider it a symbol of status.
  • SSC CGL job has a status in society (with power in hand). There is also a Gazetted officer job in SSC CGL (Assistant Audit Officer).
  • So, Social status-wise, the SSC CGL job is better than Bank PO.

SSC CGL vs Bank PO: Pros & Cons

Everything has its own pros and cons, and same is the case with SSC CGL & Bank PO exam. The pros and cons of SSC CGL and Bank PO are tabulated below.

Exams SSC CGL Bank PO
Pros High chances of Promotion,
Respect in society,
Immense Power,
Overall exposure
High Promotional chances,
Low Transfer cycle,
Good Salary,
Lower Loan rates
Cons Posting far away from home,
Bureaucratic Pressure
Rural Postings,
Customer Dealings,
High work pressure

SSC CGL vs Bank PO: Which One Should You Choose?

Traveling, inspections, surveillance, raids, and other activities are part of the SSC CGL job profile, whereas dealing directly with the customers is part of the bank PO job profile. Candidates who choose the SSC CGL job profile must meet certain physical requirements because of this. The Bank PO itself is a time-consuming task.

If a candidate wants to pursue a better compensation package, Bank PO offers a greater compensation package than does SSC CGL, and if the candidate wants less work pressure, SSC CGL ensures a superb work-life balance.

It becomes quite simple for the individual to choose wisely while picking between Bank PO and SSC CGL after comparing every single feature of these two career jobs. Candidates must carefully consider their options in light of their areas of interest and level of exam preparation.

At last, it all depends upon you, which job you choose for yourself based on your interest.

So, what will you choose? SSC CGL or Bank PO? Tell us in the comment section below!

Related Articles:
SSC & Railway Exams
SSC CGL Previous year Papers
SSC CGL Job Profile

All The Best !!!


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