UBI Full Form: Know All About UBI Here!

By BYJU'S Exam Prep

Updated on: September 25th, 2023

UBI Full Form: A large number of candidates question what is the full form of UBI while preparing for banking examinations. The UBI full form is United Bank of India. In August 2019, Finance Minister Nirmala Sitharaman announced that PNB, Oriental Bank, and United Bank would merge to form India’s second-largest public sector bank, with a business of Rs 17.95 lakh billion (1.5 times that of PNB). 

The amalgamation of the three institutions came into effect on April 1, 2020. The merger resulted in the country’s second-largest nationalised ban in business and branch networks. The synergy established by the merger resulted in PNB 2.0, an internationally competitive next-generation bank. With over 11,000 branches, over 13,000 ATMs, one lakh employees, and a business mix of over Rs 18 lakh crore, the merged bank now has a greater geographical reach. They are better able to service their clients since they have a larger geographical footprint.

Organisational Structure Of UBI

United Bank of India (UBI) and Punjab National Bank have merged as of April 1, 2020. UBI’s organisational structure is now identical to Punjab National Bank’s. The bank’s previous organisational structure is listed below.



Ashok Kumar Pradhan

Managing Director and CEO

Ajit Kumar Das

Executive Director 

Sidharta Pradhan

Part-Time Non-Official Director

Sameer Kumar Khare

Government Nominee Director

Sanjay Kumar

Executive Director

Dinesh Singh

Part-Time Non-Official Director

S Suryanarayana

Shareholder Director

Rajesh Kumar

Nominee Director

Headquarters of UBI

On July 19, 1969, the United Bank of India was established under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970. It was a government-owned Indian bank with its headquarters in Kolkata, India.

Products And Functions of UBI

Because it offers various banking goods, such as mini statements, balance inquiries, net banking, and customer service, the bank’s operations are broad. Its deposit account and loan services include savings accounts, current accounts, home loans, vehicle loans, education loans, two-wheeler loans, and personal loans, to name a few.

Fixed deposits, recurring deposits, credit cards, and debit cards are among the bank’s investment and card services. 

The bank’s net banking allows customers to monitor account balances, transfer payments, pay bills online, and recharge mobile phones, among other things.

Vacancies in UBI

Candidates can learn more about the financial institution, what it’s like to work there, and how to apply for open opportunities by visiting the PNB Careers website.

UBI Full Form, UBI History, UBI Functions, and UBI Vacancies were all talked about in this article. We hope this would be extremely beneficial for a banking exam. Please contact us if you have any questions, and we will gladly assist you.

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