KVB Full Form: Know All About KVB Here!

By BYJU'S Exam Prep

Updated on: September 25th, 2023

KVB Full Form: Any country’s economic development is supported by its banking industry. Banks form the backbone of a nation and are essential for each and every individual. It goes without saying that working for a governmental or private bank necessitates a full comprehension and awareness of the entire banking and financial environment.

When studying for banking examinations, aspirants may come across questions about full forms and abbreviations like what is the full form of KVB. The KVB full form is Karur Vysya Bank. 

History of KVB

Established in 1916 in a modest textile town called Karur, Karur Vysya Bank was built in a predominantly agricultural environment, by Sri M.A. Venkatarama Chettiar and Sri Athi Krishna Chettiar. The banking business started with a mere seed capital of Rs. 1.20 lakh and with time developed into a major financial institution that provides a wide range of financial services to millions of people under a single roof.

With growth and scale, the bank soon expanded out of Karur and established 668 subsidiaries in other states and union territories of India to attain a pan-India presence. 

KVB’s financial milestones as of March 31, 2021 

  • Overall Business – INR 116,098 crores.
  • Total deposits – INR 63,278 crores
  • Total advances – INR 52820 crores. 
  • Net profit (2020-21) – INR 235 crores.
  • Net owned funds – INR 6,600 crores.
  • CET1 – 15.27% 
  • Basel III CRAR – 17.17%. 
  • Net NPA – 3.92%.
  • Dividend Structure
    • 2003-04 – <100% 
    • 2007-08 & 2010-11 – Increase by 120%. 
    • 2011-12, 2012-13, & 2015-16 – 140%.
    • 2013-14, 2014-15, and 2016-17 – 130%.

Services provided by KVB

The following is a list of KVB’s services:

  • Corporate banking

Corporate banking services include corporate loans, Demat accounts, general insurance, multi-city current accounts, among others. 

  • Banking for individuals 

The bank provides personal banking services as well as a variety of other goods such as insurance and fixed deposits, housing loans, and personal loans. 

  • Agricultural financial services

KVB offers the following agricultural banking schemes – 

  • KVB Happy Kisan
  • Green Tac
  • Green Harvester 


  • MSME 

KVB MSME Cash, KVB MSME Vendor Bill Discounting, KVB MSME Term Loan, and KVB MSME Standby Term Loan are among the bank’s MSME offerings.

Karur Vysya Bank has sophisticated risk management procedures in place and follows corporate governance principles. The bank is well-positioned to take on the industry’s difficulties and emerge as a top-tier one-stop-shop technological financial supermarket. We hope this information was useful to you. Like the full form of KVB, you can learn from others our articles. This would be extremely beneficial for a banking exam.

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