DCB Full Form: Know All About DCB Here!

By BYJU'S Exam Prep

Updated on: September 25th, 2023

DCB Full Form: Many people ask what the full form of DCB is while studying for banking examinations. The full form of DCB is Development Credit Bank. DCB Bank is a new generation private bank with 352 locations in 19 states and three union territories. It is a Reserve Bank of India-regulated scheduled commercial bank. It is regulated and managed by professionals. For personal and business banking customers, DCB Bank features cutting-edge technology and infrastructure, including modern internet banking. In the 1930s, Development Credit Bank began as a Credit Society.

The Development Co-operative Bank Ltd was formed in 1981 when Ismailia Co-operative Bank Ltd and Masalawala Co-operative Bank Ltd merged. Later, Citi Cooperative Bank Ltd also amalgamated with Development Co-operative Bank Ltd. The Development Co-operative Bank Ltd was renamed Development Credit Bank Ltd in 1995.

Since its inception in the 1930s, DCB Bank has had a strong presence in India. The Aga Khan Fund for Economic Development (AKFED) and Platinum Jubilee Investments Ltd., the company’s promoter and promoter group, own less than 15% of the company. AKFED is a non-profit organisation dedicated to worldwide development. Its mission is to promote entrepreneurship and the development of financially viable businesses.

Organizational Structure Of DCB

In May 2009, Mr Murali M. Natrajan was named the MD and CEO of DCB Bank. Earlier, Natrajan worked for foreign banks such as Standard Chartered and Citibank before joining DCB. 

The role had been vacant since the former MD and CEO Gautam Vir had resigned, in January 2009. Natrajan was formerly the bank’s Head of Consumer Banking for India and Nepal, and he took over at a time when the bank’s retail division was beset with stressed assets that were eroding profitability.



Mr Murali M. Natrajan

Managing Director and Chief Executive Officer

Mr Bharat Sampat

Chief Financial Officer (CFO)

Mr Praveen Kutty

Head – Retail & SME Banking 

Mr R. Venkatesh

Head – Operations, Technology & HR

Mr Rajesh Verma

Head – Treasury, FIG & Trade Finance

Mr J. K. Vishwanath

Head – Corporate Banking 

Mr Abhijit Bose

Chief Credit Officer

Ms Anuradha T P

Chief Internal Auditor

Ms Meghana Rao

Head Branch Operations

Mr H. V. Barve

Company Secretary

Headquarters of DCB

DCB Bank is spread across Andhra Pradesh, Bihar, Chhattisgarh, Daman, Delhi/ NCR, Goa, Gujarat, Haryana, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Silvassa, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand, and West Bengal. 

Mumbai, Maharashtra, India, is the institution’s headquarters. The Reserve Bank of India granted it a scheduled bank licence in May 1995.

Products And Functions of  DCB

Customers of DCB bank can take advantage of a variety of banking and financial services, including savings accounts, credit cards, fixed deposits, home loans, personal loans, debit cards, vehicle loans, and gold loans, among others.

DCB Bank account holders can check their balance instantaneously using the DCB net banking, toll-free number, mobile banking, passbook, missed call service, and SMS banking ATM. The ‘DCB on the Go’ Personal Banking App allows DCB Bank customers to conduct mobile banking transactions. Customers can use this app to check their account balance, transfer funds, and pay invoices.

Customers of DCB can also use net banking to check their account balance, move funds within and outside the bank, and do a variety of other things. Customers with a DCB account can contact customer service with any questions, complaints, or feedback. They can contact the company via SMS, e-mail, or on a toll-free line that works 24 hours a day, seven days a week.

Vacancies in DCB

To establish a good work-life balance, DCB Bank tries to provide a pleasant, engaging, and dynamic workplace where collaboration, teamwork, and recreation are encouraged. Candidates can learn more about the bank’s active work culture, which includes celebrations, talent competitions, and other fun activities that guarantee employees have a sense of camaraderie throughout the year, and how to apply for open opportunities by visiting the DCB Careers website.

DCB Vacancies, DCB Full Form, DCB History, and DCB Functions have all been covered in this article. We hope you have found this material useful. If you have any questions, please contact us, and we would be pleased to assist you.

We hope this information was useful to you. Like the full form of DCB, you can learn from others our articles. This would be extremely beneficial for a banking exam.

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