Which one is better "SBI Clerk or IBPS RRB Clerk?

It is solely an individual task to decide which is better SBI Clerk or IBPS RRB Clerk as both are securing jobs in the banking sector. Read the article to know the better one.

Which offer more salary SBI or IBPS RRB?

SBI Clerk & PO Salary: The in-hand salary of the SBI Clerk is between Rs. 26,000 to Rs.29,000. The monthly in-hand salary of the SBI PO is around Rs.40,000 to Rs.42,000. IBPS RRB Clerk & PO Salary: The in-hand salary of the IBPS RRB Clerk lies between Rs.21000 to Rs.23000. The IBPS RRB PO in-hand salary may lie between Rs.29,000 to Rs.33,000.

Which offers vast career growth SBI or IBPS RRB?

After ten years, an SBI Clerk is promoted to a senior assistant, and after twenty years, to a Special Assistant. This is how an IBPS RRB Office Assistant grew in his career- Officer Scale 1 PO-Assistant Manager-Deputy Manager-Branch Manager-Senior Branch Manager-Chief Manager-Assistant General Manager-Deputy General Manager-General Manager. You must go through the article to comprehend the career growth of SBI as well as IBPS RRB to decide which is suitable for you.

What are the working hours of SBI Clerk & SBI PO?

The working hours for SBI Clerk & SBI PO are 10 AM to 4 Pm. The SBI bank is closed on the 2nd & 4th Saturday of the month and on all Sundays.

What is the probation period of SBI PO VS IBPS RRB Clerk?

After the joining, an SBI Clerk has to undergo a probation period of 2 years. The IBPS RRB Office Assistant goes under the probation period of 6 months after appointment.

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SBI vs IBPS RRB: Which One is Better to Choose?

By BYJU'S Exam Prep

Updated on: September 25th, 2023

Indeed, both SBI & IBPS RRB are reputed and lucrative banking jobs which offer handsome salaries, allowances, and career growth for an individual. However, the work nature is quite different for the SBI employees and IBPS RRBs due to differences in the field.

Thus, it is always advisable to reach the depth if you want to find out “which one is better than the other”. We have sorted your dilemma by telling you the job profile, salary, promotion, probation period, and phases of selection to let you decide what is preferable. The candidates can differentiate and opt-in in selecting the suitable job for them.

Table of content

1. SBI vs IBPS RRB Comparison
2. Comparison between SBI Clerk & IBPS RRB Office Assistant (Clerk)
3. Comparison between SBI PO & IBPS RRB PO (Officer Scale-1)

SBI vs IBPS RRB Comparison

The State Bank of India is the largest public sector bank in India which conducts exams for various posts in SBI. The freshers are also welcome to appear in the exams for various posts and the candidates from different educational backgrounds including 10th pass, 12th pass, Graduate, & postgraduates can apply accordingly.

The Institute of Banking Personnel Selection is the exam conducting body for the posts of IBPS RRB Office Assistant and Officer Scale-1. The aspirant can find which bank profile seems more reliable and worthy according to their individual perspective through this comparison table.

Comparison between SBI Clerk & IBPS RRB Office Assistant (Clerk)

Get the complete details about the SBI Clerk & IBPS RRB Clerk (Office Assistant) salary, job profile, working hours, career growth/promotion, allowances, and probation period to better understand both job sectors.

Parameters	SBI Clerk	IBPS RRB Clerk
Job Profile	An SBI Clerk indulges in these day to day work: Daily interaction with customers. Has to manage the business activities as well as the functioning of bank branches. SBI Clerk is responsible for opening customer accounts, transfer of money through NEFT/Cheques, etc. From issuance of DD, approval of cheques, acquiring the mails, and cheque-book requests are all solely performed by the SBI Clerk.	On the other hand, an IBPS RRB job profile is responsible: Acknowledging the pay orders, drafts, cheques, and cash which implies handing the receipts are done by IBPS RRB Office Assistant. An IBPS RRB Clerk manages the payment and Cheque withdrawal forms. The IBPS RRB Office Assistant handles the outward and inward mails, delivery of Cheque books, etc.
Salary Structure	The SBI has revised the payscale for SBI Clerk which is as follows: This is the pay scale of the SBI Clerk: Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The basic salary of an employee starts from Rs.17,900 with an increment of Rs.1000 over a year. The in-hand salary of the SBI Clerk is between Rs. 26,000 to Rs.29,000.	As per the new notification, the salary of the IBPS RRB Office Assistant is as follows: Payscale of IBPS RRB Clerk: Rs.7200-(400/3)-8400-(500/3)-9900-(600/4)-12300-(700/7)-17200-(1300/1)-18500-(800/1)-19300. The in-hand salary of the IBPS RRB Clerk lies between Rs.21000 to Rs.23000.
Probation Period	After the joining, an SBI Clerk has to undergo a probation period of 6 months.	The IBPS RRB Office Assistant goes under the probation period of 6 months after appointing.
Allowances & Perks	Dearness Allowance Medical insurance House Rent Allowance Furniture Allowance Transport City Allowance Allowance for newspapers, Cleansing, Petrol, etc. Loans at concessional rates for home, car & education, etc.	Dearness Allowance House Rent Allowance Travel Allowances Leased Accommodation Medical Reimbursement Pension Schemes Miscellaneous Special Allowances
Career Growth	An SBI Clerk gets promoted as a senior assistant after completing 10 years, and then to a Special Assistant after serving 20 years. And the 3rd promotion after completing 30 years. Though, there is also a fast-track promotion where a candidate is eligible to appear for the JAIIB & CAIIB exam which are held for internal promotion.	This is how an IBPS RRB Office Assistant grew in his career- Officer Scale 1 PO Assistant Manager Deputy Manager Branch Manager Senior Branch Manager Chief Manager Assistant General Manager Deputy General Manager General Manager
Working Hours	The working hours for SBI Clerk are 10 AM to 4/5 Pm. However, due to indulging in hectic tasks, you can be asked to sit beyond the working hours. The SBI bank is closed on the 2nd & 4th Saturday of the month and on all Sundays.	The working hours in Regional Rural Banks are 10 AM to 4 or 5 PM. The work is slightly less in IBPS RRB if compare to the commercial bank or you can say working as an IBPS RRB is less pressurized.
Phases of Selection	Prelims Exam Mains Exam Language Proficiency Test	Preliminary Examination Mains Examination Language Proficiency Test

Comparison between SBI PO & IBPS RRB PO (Officer Scale-1)

After comparison of SBI Clerk & IBPS RRB Clerk, know about the differences between the SBI PO and IBPS RRB Officer Scale-I. The candidates who wish to work in the bank sector but not sure about either going for SBI PO or IBPS RRB PO then it’s a piece of must-read information for you. In this table, SBI PO & IBPS PO job profile, salary, allowances, career growth, working hours, and phases of selection have detailed.

Parameters	SBI PO	IBPS RRB PO (OS-1)
Job Profile	The job profile of SBI PO asks for supervising the clerical duties, managing the customer service. Also, indulging in the process of approving loans, opening customer accounts. Apart from these work activities, the SBI PO learns numerous fields of banking such as rural banking, retails banking and etc.	An IBPS RRB PO is responsible for handling the day-to-day banking operations, disbursement of loans. Acknowledging the rating of the credit portfolio, cash payment, taking care of the single-window operations. Managing the agricultural policies and schemes makes the audit reports & NPA highly held by the IBPS RRB Officer Scale-1.
Salary Structure	The basic pay of the SBI PO is 23700-980 (7)–30560 – 1145 (2) 32850–1310 (7)–42020. The monthly in-hand salary of the SBI PO is around Rs.40,000 to Rs.42,000.	The basic pay scale of the IBPS RRB Officer Scale-I is Rs.23700–980/7– 30560–1145/2–32850 – 1310/7–42021. The IBPS RRB PO in-hand salary may lie between Rs.29,000 to Rs.33,000.
Probation Period	After recruiting as the SBI PO, the employee has to serve a probation period of 2 years in which he/she learns the functioning and other bank-related duties.	When IBPS RRB PO is appointed then he/she undergoes the training or on is a probationary period for 2 years. The employees get paid in the training period which is generally less than the actual pay scale.
Allowances & Perks	Dearness Allowance House Rent Allowance City Compensatory Allowance Furniture Allowance Medical Insurance Travelling Allowance Petrol Allowance Newspaper Allowance, Books Allowance, Entertainment Allowance, etc. Contribution Pension Scheme Medical Aid (for the employee & their family) LTC Home Travel Concession Personal, House, Car, etc loans at concessional rates.	Dearness Allowance House Rent Allowance Special Allowances Travel Allowances Pension Schemes Leased Accommodation Miscellaneous
Career Growth	The SBI conducts internal promotional exams once a year which rises up the profile, salary & post: Assistant Manager Deputy Manager Manager Chief Manager Assistant General Manager Deputy General Manager General Manager Chief General Manager Deputy Managing Director Managing Director Chairman	IBPS RRB PO gets promoted in this hierarchy- Assistant Manager Deputy Manager Branch Manager Senior Branch Manager Chief Manager Assistant General Manager Deputy General Manager General Manager
Working Hours	The working hours for SBI PO are usually similar to other banks in India. The timings are 10 AM to 5 PM and the work pressure can be varied from bank to bank. Generally, it’s a challenging job that offers you to tackle and manage the tasks differently on a day-to-day basis.	The working hours for IBPS RRB are 10 AM to 4 or 5 PM. Sometimes, it is possible that the IBPS RRB PO has to wait and complete the work after office hours.
Phases of Selection	Prelims Exam Mains Exam GD/Interview Round	Prelims Exam Mains Exam Interview Round

Let’s have a look at SBI vs IBPS RRB Exam Pattern:

While SBI administers a 100-point preliminary exam, IBPS administers a three-part preliminary exam with a total of 100 points. The sections tested in the prelims are English language, quantitative ability, and reasoning, and the level of difficulty in both exams is low to moderate.

Category	Prelims (Section)	Mains (Section)
SBI Clerk	Quantitative Aptitude Reasoning Ability English Language	Quantitative Aptitude General/ Financial Awareness Reasoning Ability & Computer Aptitude General English
SBI PO	Quantitative Aptitude Reasoning Ability English Language	It has two sections- Objective Reasoning Ability and Computer Aptitude Data Analysis and Interpretation Economy/ Banking/ General Awareness English Language Descriptive Letter Writing Essay Writing
IBPS RRB Clerk	Reasoning Ability Quantitative Aptitude	Reasoning Computer Knowledge General Awareness English Language or Hindi Language Numerical Ability
IBPS RRB PO	Reasoning Ability Quantitative Aptitude	Reasoning Computer Knowledge General Awareness English Language or Hindi Language Numerical Ability

Now, which banking sector you would choose to build your career in after constructing the SBI & IBPS RRB job profiles, salary structure, career growth, Exam pattern, and many more. Take your time to decide since a career does not build in hurry. With proper research and learning, you can be assured about where do you want to step into. Right?

Also, it is you who digs up the career path and lightens them because of your hard work and determination to fulfill the bucket list of dreams. The candidates can get detailed information on various bank jobs through the below-given links which will land you on the separate page of specific bank jobs 2022.

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