SBI Clerk vs IBPS PO
SBI Clerk and IBPS PO both are reputed jobs in the country but includes different nature of work due to different designations. Since life is all about making a career, to choose the best for yourself it is important to do an in-depth analysis of both the posts to understand the advantages and disadvantages distinctly.
To make your task simple, here we have distinguished between both the jobs on the different parameters to help you understand the basics behind both posts clearly and solely. Knowing this will enable you to differentiate easily and help you in picking the best for yourself and apply accordingly. Below we are sharing a key comparison between SBI Clerk and IBPS PO.
Difference Between SBI Clerk and IBPS PO
In the comparison of both the job profiles, you will find the two hold great responsibility and equal determination in terms of work. The PO can be appointed anywhere in the country whereas the clerk will only be appointed in SBI but in any of the branches in the state or across the country.
Parameters | SBI Clerk | IBPS PO |
Job Profile | An SBI Clerk undertakes day-to-day programs such as: Opening accounts Amount Transfers through Cheque/NEFT etc. Issue of DD Cheque Clearance Cheque Book request Receiving inward emails etc. | The work undertaken by a PO is as follows: Customer Service Supervision of Clerical work Loan Processing Marketing & Accounting etc. |
Salary | The pay scale of the SBI Clerk is 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31450. The take-Home salary of an SBI Clerk is between Rs 21,000 to 23,000 per month. | Rs. 23700 - (980 x 7) - 30560 - (1145 x 2) - 32850 - (1310 x 7) – 42020. Take Home salary of IBPS PO is between Rs 36,000 to 40,000 per month depending on different banks. |
Probation Period | Junior Associates have to undergo probation for a Minimum period of 6 months. | Whereas the Probationary Officer has to undergo a probation period of 1 year. |
Perks and Allowances | Dearness Allowance - revised quarterly House Rent Allowance - depends on the place of posting. Special Allowance - depends on the place of posting. Transport Allowance - depends on the place of posting. Medical Aid | Dearness Allowance - 39.80% of the total Basic Pay. Special Allowance - 7.75% of the total Basic Pay. HRA – 7-9% depending upon the place of posting. City Compensatory Allowance – 0-4% depends upon the place of posting Leased Accommodation Newspaper Reimbursement |
Career Growth | For promotion to the officer cadre, the employees need to meet certain requirements, For instance, for promotion to Trainee Officers, the employees are eligible to appear for the written exam and interview after 3 years of service | Probationary Officer Manager Senior Manager Chief Manager Assistant General Manager Deputy General Manager General Manager Executive Director Chairman and Managing Director |
Working Hours | 10 am to 4-5 pm | 10 am to 5-6 pm |
Bank | State Bank of India | Any bank assigned by IBPS |
Level of Exam | Easy to Moderate | Moderate to Difficult |
Phases of Selection | Prelims Main Language Proficiency Test | Prelims Main Interview |
SBI Clerk vs IBPS PO - Preparation Tips
Both SBI Clerk and IBPS PO are aspired by numerous candidates. Both jobs cater to various perks, increments, and career growth opportunities for candidates. Check out these essential points to prepare for SBI Clerk and IBPS PO.
- Pick up two different subjects on a day to avoid boredom.
- Allot alternate timings to the subjects to maintain consistency.
- Always go through the syllabus and solve previous years' papers.
- For relaxing purposes, listen to your favorite music and talk to your closest friends.
- Decide on what time, you want to wake up and when to sleep. This will help you in building a powerful routine.
- Practice sectional tests regularly and analyze your preparation.
- Practice full-length mocks and assess your preparation level. Use online sources like Byjus Exam Prep.
- Prepare current affairs(CA) including banking-related CA of the past 6 months from the day of the exam.
- Have a thorough knowledge of the place of birth and local state information. Local folk dances and architecture.
- Try to develop your views, practice, and revise them in front of the mirror. Build your confidence and self-esteem.
Therefore, now you will be able to judge easily and grab the best opportunity between the SBI Clerk and IBPS PO depending upon the availability of seats. For any other queries, feel free to comment in the comment section below.
Comments
write a comment