SBI Clerk vs IBPS PO - Which One is Better to Choose?

By Akash Mishra|Updated : September 4th, 2019

SBI Clerk and IBPS PO both are reputed jobs in the country but includes different nature of work due to different designations. Since life is all about making a career, to choose the best for yourself it is important to do depth analysis of both the posts to understand the advantages and disadvantages distinctly.

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To make your task simple, here we have distinguished between both the jobs on the different parameters to help you understand the basic behind both the posts clearly and solely. Knowing this will enable you to differentiate easily and help you in picking the best for yourself and apply accordingly. Below we are sharing key comparison between SBI Clerk and IBPS PO.

Difference Between SBI Clerk and IBPS PO

Parameters	SBI Clerk	IBPS PO
Job Profile	An SBI Clerk undertakes day to day programs such as: Opening accounts Amount Transfers through Cheque/NEFT etc. Issue of DD Cheque Clearance Cheque Book request Receiving inwards mails etc.	The work undertaken by a PO is as follows: Customer Service Supervision of Clerical work Loan Processing Marketing & Accounting etc.
Salary	The pay scale of SBI Clerk is 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31450. Take-Home salary of SBI Clerk is between Rs 21,000 to 23,000 per month.	Rs. 23700 - (980 x 7) - 30560 - (1145 x 2) - 32850 - (1310 x 7) – 42020 Take Home salary of IBPS PO is between Rs 36,000 to 40,000 per month depending on different banks.
Probation Period	Junior Associates have to undergo probation for a Minimum period of 6 months.	Whereas the Probationary Officer has to undergo a probation period of 1 year.
Allowances & Perks	Dearness Allowance - revised quarterly House Rent Allowance - depends on the place of posting. Special Allowance - depends on the place of posting. Transport Allowance - depends on the place of posting. Medical Aid	Dearness Allowance - 39.80% of the total Basic Pay. Special Allowance - 7.75% of the total Basic Pay. HRA – 7-9% depending upon the place of posting. City Compensatory Allowance – 0-4% depends upon the place of posting Leased Accommodation Newspaper Reimbursement
Career Growth	For promotion to the officer cadre, the employees need to meet certain requirements, which vary as per the promotion cadre For instance, for promotion to Trainee Officers, the employees are eligible to appear for the written exam and interview after 3 years of service	Probationary Officer Manager Senior Manager Chief Manager Assistant General Manager Deputy General Manager General Manager Executive Director Chairman and Managing Director
Working Hours	10 am to 4-5 pm	10 am to 5-6 pm
Bank	State Bank of India	Any bank assigned by IBPS
Level of Exam	Easy to Moderate	Moderate to Difficult
Phases of Selection	Prelims Main Language Proficiency Test	Prelims Main Interview

In comparison of both the job profiles, you will find the two hold great responsibility and equal determination in terms of work. The PO can be appointed anywhere in the country whereas the clerk will only be appointed in SBI but in any of the branches in the state or across the country.

Therefore, now you will be able to judge easily and grab the best opportunity between the SBI Clerk and IBPS PO depending upon the availability of seats. For any other queries, feel free to comment in the comment section below.

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