What is Negative Marking?
When a candidate marks a wrong answer in any competitive exam, 0.25 marks (or according to the scheme or marking) are deducted as a means of penalty. These marks are deducted from the score of the candidate. So we can conclude if you are marking 4 answers wrong, 1 mark will be deducted as a penalty.
Generally, candidates lose their marks because of the negative marking scheme as they are not aware of how they can reduce the chances of losing marks. Therefore, accuracy plays an important role in securing marks. Let us now discuss in detail the same.
Tips to Reduce Negative Marking in Bank & Insurance Exams
Leave all those questions which you are unsure about
It is important to solve only those questions which you are confident about and if you are unsure of any questions that you may or might not hit right, then it is better to leave the question than to increase chances of reducing marks through a negative marking scheme. Students can also make use of the review of the question option in the exam. Leaving unsure questions is a good way but skipping too many can reduce your overall score.
Say No to Random Guessing
Do not mark answers blindly or on random guessing. Answer only those questions which you are very sure about. Avoiding random guessing in bank and insurance exams can also help you avoid the risk of negative marking.
Attempt all Easy Questions First
Look for the easier questions first and attempt them in the starting however we do not advise you to waste your time in searching for the same. But attempting easier questions in the starting and solving them accurately will definitely boost your confidence to attempt the rest of the exam.
Practice from Previous Years' Papers
Practising with banking previous years' papers will help students in analyzing the recent trend and exam pattern followed by the different organizations. They can also mark on the mistakes they are making on a particular topic/chapter/subject. This way they can work on their weak areas or can improve the chances of making mistakes.
Do not answer in the Last Minute
Last-minute must be given to the overall review of the exam. Try not to solve any new questions at the last moment or in the remaining seconds as you may mark a wrong answer in a hurry. So, avoid making unnecessary mistakes in the exams.
Take Calculated risks
We strongly advise you to solve only those questions of which you are sure about. But sometimes students can take calculated risks. Sometimes students may arrive at an answer which is not available in the options. But they can choose the option near to their answer, But this trick must be adopted where you can strongly and confidently eliminate two or three options. This increases the probability of arriving at the correct answer.
Read questions/Instructions Carefully
Students, before starting solving the questions must scan through the instruction or directions given in the starting of the questions. Sometimes examiner tweaks the questions which may be different from what you have prepared. So do not make up your mind for any kind of question format and read the directions before you proceed with any question to solve it.
Review your answer
Although due to less time, it is hard to find or save time to review the answers. But if your speed is good and you have the ability to manage time, we recommend you to review all the answers you have marked. Sometimes students solve the questions correctly but they unknowingly mark the wrong option. Reviewing your test may save you from marking wrong answers.
Accuracy is the main factor that helps you avoid chances of negative marking. Be sure whatever you are solving is accurate. Mark only accurate answers and do not be in a hurry.
So, students, we hope these simple tips and tricks will help you save your hard-earned marks during exams. Adopt these techniques to save your marks and you will be saved from the penalty in banking examinations.
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All the best!
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