Which post has better salary SBI clerk or RBI Assistant?

RBI Assistant has a better salary than SBI clerk. Aspiring candidates must check all the other prospects of the job profile as other variables lead to different conclusions. Salary for both SBI Clerk and RBI Assistant increases through the tenure of an officer.

Is RBI Assistant difficult than SBI Clerk?

Not at all. The level of exam of both the exams is almost similar. It depends on the number of candidates appearing for the exam. It also depends on a candidate’s level of preparation. Consistent hard work and apt strategy will be really helpful for candidates to ace the exam meritoriously.

What is the in-hand salary of SBI clerk and RBI Assistant?

In-hand salary of an SBI Clerk is around 30k per month and In-hand salary of an RBI Assistant is around 34k per month. Apart from salary officers are eligible for yearly increments, promotions, perks and allowances, and other benefits.

What is the job profile of RBI Assistant and SBI Clerk?

Check out the Job profile of both RBI Assistant and SBI Clerk here- Job profile of RBI Assistant: Ensuring Financial Stability. Currency Issue & Circulation. Government treasury work Job profile of SBI Clerk: opening accounts, amount transfers through cheque/ NEFT/ RTGS, etc, issuance of Demand Drafts (DD), cheque clearance, checkbook requests.

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RBI Assistant Vs SBI Clerk: Salary, Job Profile, Career Growth, Pattern Comparison

By BYJU'S Exam Prep

Updated on: September 25th, 2023

RBI Assistant Vs SBI Clerk (Junior Associate): RBI Assistant and SBI Clerk are the dream jobs of many. Being the bankers of the bank i.e Reserve Bank of India and largest bank of the nation i.e State Bank of India attracts lakhs of aspirants every year but only a few prominent get to work with these reputed organizations. With both opportunities in hand, students are in quandary to accomplish their dreams in both or any of them. No doubt, it requires a lot of effort and hard work to secure a job.

There is always some difference in the work profile, Salary, Job responsibilities, Career progression, etc between SBI Clerk and RBI Assistant. How a person should choose when it comes to making a choice between the topmost financial institutions? What should be the key points for the basis of selection? RBI and SBI both exams are yet to be conducted. Read the complete post to have a detailed understanding.

Table of content

1. RBI Assistant Vs SBI Clerk: Comparison
2. RBI Assistant Vs SBI Clerk: Exam Overview
3. RBI Assistant Vs SBI Clerk: Prelims Exam Pattern
4. RBI Assistant Vs SBI Clerk: Mains Exam Pattern
5. RBI Assistant Vs SBI Clerk: Salary
6. RBI Assistant Vs SBI Clerk: Job Profile
7. RBI Assistant Vs SBI Clerk: Career Progression
8. RBI Assistant Vs SBI Clerk: Difference in Difficulty Level

RBI Assistant Vs SBI Clerk: Comparison

Students need to be very specific and goal-oriented when it comes to choosing their dream job. There were a total of 5450 (Approx) Vacancies in SBI Clerk last year whereas 950 vacancies have been released by RBI for the recruitment of RBI Assistant 2022-23. There will be fierce competition in both exams that may leave you in a tight corner.

RBI Assistant Vs SBI Clerk: Exam Overview

Both the exams RBI Assistant and SBI Clerk are well known and most aspired exams among candidates. Let’s discuss the important key points of RBI Assistant and SBI Clerk exams like the conducting body, level of exams, etc here in the tabular data.

Mode and Other Type	RBI Assistant	SBI Clerk
Exam Conducting Body	Reserve Bank Of India	State Bank Of India
Exam Levels	Three: Preliminary, Mains, and LPT	Three: Preliminary, Mains, and LPT
Exam Mode	Online Objective Test	Online Objective Test
Designation	Assistant	Junior Associate (Clerk)
Bond	There is no bond	There is no bond

Both financial institutions are different from each other still there are some differences. Let us discuss the basic differences in detail.

RBI Assistant Vs SBI Clerk: Prelims Exam Pattern

Candidates must be well versed with the exam pattern as it varies for all the exams. Here we will discuss the major key similarities and differences between the exam pattern of the two exams.

Basis of comparison	RBI Assistant Prelims Exam	SBI Clerk Prelims Exam
Sections/Subjects	Three: Reasoning, Quant, English	Three: Reasoning, Quant, English
Composite Time	1 hour	1 hour
Maximum Marks	100 Marks	100 Marks
Total number of questions	100 (30 in English, 35 in quant, 35 in Reasoning)	100 (30 in English, 35 in quant, 35 in Reasoning)
Negative Marking	Yes (1/4 of the marks allotted to each question)	Yes (1/4 of the marks allotted to each question)
Sectional Timing	Yes, 20 minutes for each section	Yes, 20 minutes for each section
Sectional Cut Off	Yes	No

RBI Assistant Vs SBI Clerk: Mains Exam Pattern

Candidates qualifying for the prelims exam will be eligible to take the mains exam. The Mains exam pattern comprises of lesser subjects but the difficulty level increases as it leads to the final selection. Check out the tabulated data for mains exam pattern.

Basis of comparison	RBI Assistant Prelims Exam	SBI Clerk Prelims Exam
Sections/Subjects	Four: Reasoning, Quant, English, GA, Computer Knowledge	Four: Reasoning, Quant, English, GA
Composite Time	135 Minutes	160 Minutes
Maximum Marks	200 Marks	200 Marks
Total number of questions	100 (30 in English, 35 in quant, 35 in Reasoning)	100 (30 in English, 35 in quant, 35 in Reasoning)
Negative Marking	Yes	Yes
Sectional Timing	Yes	Yes
Sectional Cut Off	Yes	No

There are no major changes in the exam pattern of the aforementioned exams. The syllabus for both exams is more or less similar to each other. But there may be a difference in the difficulty level of both exams.

RBI Assistant Vs SBI Clerk: Salary

Let’s discuss the job profile, pay scale, and in-hand salary of the RBI Assistant and SBI Clerk exam as per 2023-24 salary structure and pay scale.

Salary and other benefits	RBI Assistant	SBI Clerk
Basic Pay	Candidates after selection will draw a basic pay of ₹ 20,700/- per month on the scale of INR 20700 – 1200 (3) – 24300 – 1440 (4) – 30060 – 1920 (6) – 41580 – 2080 (2) – 45740 – 2370 (3) – 52850 – 2850 – 55700 (20 years). They will also be entitled to various other perks and allowances given below.	As per the latest notification, the revised pay scale of the SBI Clerk is ₹ 17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The starting Basic Pay is ₹ 19900/- (₹ 17900/- plus two advance increments admissible to graduates).
Other Benefits	Dearness Allowance House Rent Allowance City Compensatory Allowance Transport Allowance	Dearness Allowance (DA) Decided on the basis of CPI; DA is revised quarterly House Rent Allowance (HRA) HRA depends on the place of posting of the employee and this component is usually higher for metro cities as compared to urban, semi-urban, or rural areas Special Allowance Transport Allowance
In-Hand Salary (Approx)	approximately ₹ 33421/-.	SBI Clerk in-hand salary usually lies in the range of ₹27,000/-to ₹31,000/- (as per posting location).

RBI Assistant Vs SBI Clerk: Job Profile

A job profile states the day-to-day tasks and responsibilities one has to handle after joining the organization. Candidates can check out the table facilitated here to have a crystal clear view of the difference in the job responsibilities of SBI Clerk and RBI Assistant.

RBI Assistant

SBI Clerk

Ensuring Financial Stability.

Currency Issue & Circulation.

Responsible for documentation

Government treasury work

File work: It includes a collection of receipts, maintenance of the ledger, balance tally, etc.

Replying to queries over mail

Also, work as a data entry operator

Functions as a Single Window Operator (SWO):
This involves performing the day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS, etc, issuance of Demand Drafts (DD), cheque clearance, checkbook requests, receiving inward emails, etc.

Work as cashier

He may also be given responsibilities to function as special assistant or universal teller

He is involved in public dealing and is also liable to solve the queries of the customers.

RBI Assistant Vs SBI Clerk: Career Progression

Career Growth is one of the most crucial steps to be taken into consideration while choosing the aspired exam. Here we will discuss the career progression of the SBI Clerk and RBI Assistant.

RBI Assistant

SBI Clerk

Assistant

Grade A (Officer/Assistant Manager)

Grade B (Manager)

Grade C (Senior Manager)

Grade D (Chief Manager)

An employee has to work for at least 3 years to be eligible for the promotion. He can also apply through JAIIB for promotion.

RBI Assistant Vs SBI Clerk: Difference in Difficulty Level

There is a negligible difference between the difficulty level of both exams. The preliminary exam is easier whereas the Mains exam is comparatively difficult. Online exams are conducted to test the ability, efficiency, time management, and speed of the candidate. Aspirants have to be very good to tackle the difficulty level of both exams. There is no interview in both the exams but aspirants will have to appear for the language proficiency test if applied from a different state.

Marks obtained in the preliminary exam in both the mentioned exams will not be considered for the final merit list but it is mandatory to clear it. The merit list will be drawn on the basis of the marks secured in the Mains exam only. LPT is qualifying in nature in both exams.

Related Useful Links

RBI Assistant Syllabus	RBI Assistant Selection Process
RBI Assistant Exam	RBI Assistant Apply Online
RBI Assistant Question Papers	RBI Assistant Salary