Expected Letter And Essay Topics for IBPS PO Descriptive Paper 2022

By BYJU'S Exam Prep

Updated on: September 25th, 2023

IBPS PO Prelims result is already out! And we all know that the IBPS PO Mains exam is scheduled for the 22nd of January 2022. So, you must start your preparation vigorously now as only a few days are left. Now, if we look into the exam pattern of IBPS PO Mains, there is a descriptive test of 25 marks. Thus, the descriptive test will play a major role in clearing the phase – II examination with good marks. To boost your preparation, we are going to share some important expected letter and essay writing topics today, which might be asked in the descriptive paper. 


There are two topics that will be asked in the Descriptive test:

  • Letter Writing
  • Essay Writing

We will be discussing the important tips & topics for both Letter & Essay Writing.

Practice IBPS PO 2022 Prelims and Mains Mock Test for FREE to get better scores – IBPS PO Mock Test

How to Prepare Letter Writing for IBPS PO Mains?

The aim of letter writing is to examine how well the applicants are able to communicate themselves with the others to whom the letter is addressed. To excel in this section you should know the types of letters asked in previous year papers.

Letters can be broadly classified into Formal and Personal (or Informal) letters. Each type of letter has got a fixed format which has to be followed in any exam.

Formal Letters:

These letters are usually written in cases of professional relationships, where you need to address any government/ bank/ academic/ other field-related official or any other dignitary.

The format of a Formal letter:

Yours Faithfully


Informal or Personal Letter:

These kinds of letters are usually sent to your friends, family or relatives etc.

The format of an Informal Letter:

Yours Sincerely


This was all about the brief introduction of letter writing. Let’s have a look at letter writing topics which were asked in previous year bank exams. 

Letter writing Topics asked in Descriptive Test Paper in previous year Bank exams:

IBPS PO Mains Previous Year Exam

  • Write a letter to an editor on types of pollution and on the ways of tackling them.
  • Write a letter to your neighbors thanking them for their help during a family emergency. 
  • Write a letter to the Municipal Commissioner to bring to his notice the illegal encroachment by hawkers and request him to put an end to it. 
  • Write a letter to your favorite author praising his/her book published recently. 
  • Write a letter to the Bank Manager to assign a separate counter for senior citizens. 

SBI PO Mains Previous Year Exam

  • Failure transaction on UPI. Letter to GM of a cooperative bank.
  • Requires magazines and books subscription. write a letter to the editor.

Indian Bank PO Mains Previous Year Exam

  • Write a letter to your branch manager for insufficient funds in ATM.
  • Write a letter to a Newspaper Editor highlighting the importance of education to people about RTI.

BOB Manipal PO Mains Previous Year Exam

1) Write a letter to your cousin to congratulate her. She has passed an exam with distinction.
2) Write a letter to the editor to aware the public regarding Fake news and Incorrect event information.

IBPS PO Mains Previous Year Exam

  1.  You have been observing that your colleagues are not working properly. Write a letter to HR regarding the same.
  2. Write a letter to the bank manager to block your lost credit card and issue a new one.
  3. write a letter to your friend to start his own startup.

Indian Bank PO Mains Previous Year Exam

  1. Write a letter to the editor of the newspaper.
  2. Write a letter to your friend telling him about your son using mobile day and night, not spending time with family.

SBI PO Mains Previous Year Exam

  1. Letter based on thank you note to an author for his book based on depression.

BOB Manipal PO Mains Previous Year Exam

  1. Write a letter to your friend telling your experience on a foreign trip.
  2. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.

Expected Letter Topics for IBPS PO Mains Descriptive Paper

  1. Write a letter to the Insurance Company for the claim of damage to your car.
  2. Write a letter to the editor of the local newspaper about the menace of stray animals.
  3. Write a letter as a Bank Manager, informing a customer about the refusal of his/her loan application in a polite manner.
  4. Write a letter to the Superintendent of Police raising concern about the rising number of thefts in your locality.
  5. Write a letter to your friend, informing him/ her about the advantages of a PPF account and ways to open it.
  6. Write a letter to your sibling, congratulating him/her on their selection as IBPS PO Main.
  7. Write a letter to the bank manager, requesting them to close your account in their branch.
  8. Write a letter to the editor of a local newspaper about the rising level of air pollution in the city and ways that can be adopted to curb it.
  9. Write a letter to your class teacher thanking him/ her for their contribution to your success.
  10. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.
  11. Write a letter to your relative in the village informing him/her about the advantages and need for crop insurance.
  12. Write a letter to the Principal of a local school about stress management at the time of exams and ways to help students to cope up with it.
  13. Write a letter to the bank manager for applying for an Education Loan.
  14. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.
  15. Write a letter of complaint to the manager of the XYZ bank about the delay in the issue of your chequebook and the irresponsible behavior of their employees.

 How to Prepare Essay Writing for IBPS PO Mains?

Essay Writing is all about how well you present your thoughts on a particular topic in a well-structured manner. It requires imagination as well as a good writing skill then only you will be able to deliver a good essay. Only imagining thoughts is not sufficient as you should be able to put those in words also. Likewise, just good writing skills are not good if you are not able to think of innovative and relevant points for the given essay topic.

Check out the tips below to score well in the essay writing section of the IBPS PO Mains Exam.

1) Daily Reading Habit

  • Try to read the newspaper editorials as well as the daily news.
  • It will help you to gather ideas for the essay to strengthen your General Awareness. So, make a habit of reading newspapers regularly.
  • Build the habit to write the articles that you read in your own words. U can start with an article of around 100-200 words.
  • It will be much better if you practice online. For instance, you can practice typing on your desktop/laptop.
  • You can increase your vocabulary content by going through the most commonly used words in newspapers. Here is a link for the same.

2) Use of Dictionary

  • Try to use a dictionary whenever you come across a new word, or you have any query about the usage of the given word.
  • This will help you to get familiar with the word usage in sentences in a much better way and will also help you strengthen your vocabulary.

3) Try writing at least one article daily.

  • You can pick up any current topic from the newspaper or a trending topic and try to write down an essay/ article on it in your own words.

While writing an essay, everyone should take care of the following things :

  • Read instructions carefully and take care of the word limit, before you start writing.
  • Attempt the topic that you know very well, and you have sufficient points to write. Go for the topic you are well aware of. 
  • Try dividing the essay into at least 2-3 paragraphs. 
    (a) In the first paragraph introduce the topic.
    (b) Divide the essay body into a minimum of 2 paragraphs. 
    (c) Conclude in the last paragraph.
  • Do not overwrite essays, write only valid points, and be precise.

    Important Expected Essay Topics for IBPS PO Mains Descriptive Exam

  • End of Globalization/Nationalization
  • Climate change / Pollution
  • Retirement homes: Advantages and Disadvantages
  • Social media: Pros and Cons
  • Role of technology on jobs
  • #Me Too Campaign
  • Cryptocurrency/Bitcoin
  • Rising NPA
  • Banking scams
  • Mars mission for India Justified?
  • Is India ready for the cashless economy
  • FDI in retail. Good for India?
  • 10% Quota Reservation Bill for general category justified?
  • Swachh Bharat Mission. Failure or Success. 

These essay topics have been taken from current news & editorial articles. Also, let’s have a look at essay writing topics which were asked in previous year bank exams. 

        Essay writing Topics asked in Descriptive Test Paper various exams:


  • Many magazines have stopped printing a physical copy and switched to the digital mode due to the lack of readership – Discuss
  • What is Fake News? How to identify and avoid them?
  • Does India need a Universal Health Care System
  • Advantages of learning foreign languages.
  • Pros & Cons of NOTA while voting in an election. 

Indian Bank PO Mains 

  1. Cashless Economy – Boon or Bane for Illiterate People.
  2. Importance of Reading for Personality Development.
  3. Bank as a Victim of Cyber Crime. 


  1. Monsoon wreaks havoc in many Indian states. Write measures or steps that can be taken to minimize the damage.
  2. In many schools and colleges, students are given many projects and assignments related to the project although there is no research paper published as compared to the number of teachers and students. Write your views on it

BOB Manipal PO Mains IBPS PO Main

  1. Investment in the share market. Reward/Risk
  2. Comparison between Animals who are living in a zoo and Animals who are living in a home.
  3. Write an essay on Swacch Bharat Campaign.
  4. Write an Essay on spreading awareness about spending excess money on weddings.

IBPS PO Mains Previous Year Exam

  1. Which reform in Indian education can be compared with an International level
  2. Advantages and Disadvantages of Cashless economy
  3. Effects of gadgets on intellectual capabilities of humans

Indian Bank PO Mains Previous Year Exam

  1. National Pension Scheme (advantages and disadvantages).
  2. Fear of employees of losing a job due to digitization in the banking sector.
  3. People joining GYM a lot nowadays (Good or Bad, If bad What can be alternative)

SBI PO Mains Previous Year Exam

  1. Travelling is better than watching movies and documentaries. 
  2. Why Technology’s being in power is a menace?
  3. Write an essay on the effect of social media and its consequences on our population.

BOB Manipal PO Mains Previous Year Exam

  1. Write an essay on the Importance of time management in professional life.
  2. Write an Essay related to the effect of the environment and a person’s genes on the development of his personality traits.

This was all about the previously asked topics of letter writing and essay writing. Hope that will benefit you all.

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