IBPS PO Vs IBPS RRB Officer Scale I (Salary, Profile, Eligibility & Nature of Work)

By BYJU'S Exam Prep

Updated on: September 25th, 2023

IBPS PO Vs. IBPS RRB PO: Read to know the various differences between IBPS PO and IBPS RRB Officer Scale-I. At the end of this article, you will be well aware with the comparative analysis of IBPS PO and IBPS RRB Officer Scale-I posts based on various parameters like selection procedure, job profile, salary, work pressure, career prospects, Pros, and Cons.

We hope that these differences between IBPS PO and IBPS RRB Officer Scale-I will help you weigh the pros and cons of both jobs properly and help you make a well-informed decision!


Comparison of IBPS PO and IBPS RRB Officer Scale-I

IBPS PO Vs IBPS RRB Officer Scale-I: Eligibility Criteria


A candidate applying for the post of IBPS PO must be a graduate from any stream. Also, the minimum and maximum age limits for IBPS PO exam are 20 years and 30 years respectively.

IBPS PO Officer Scale I

Though the basic qualification is the same for both these posts, a candidate must possess proficiency in local language as prescribed by the participating Regional Rural Banks. Also, age criteria vary for IBPS RRB Officer Scale-I when compared with IBPS PO.

IBPS PO Vs IBPS RRB Officer Scale-I: Selection Procedure

  • Both IBPS PO and IBPS RRB PO Officer Scale-I examination is conducted in three phases i.e. Preliminary, Mains and Interview.
  • Preliminary and Main examinations are objective in nature.
  • The candidates that successfully qualify both these phases of IBPS PO examination are subsequently called for a common interview conducted by the participating organizations and coordinated by the Nodal Bank.
  • In the case of IBPS RRB PO, the interview is coordinated by the Nodal Regional Rural Banks with the help of NABARD and IBPS in consultation with the appropriate authority.
  • Hence, the selection procedure for both these exams is almost similar but the difference lies in the pattern of examination.

The difference in Preliminary Exam of IBPS PO and IBPS RRB Officer Scale-I

The preliminary examination of IBPS PO consists of three subjects namely English Language, Quantitative Aptitude and Reasoning Ability whereas the preliminary examination of IBPS RRB Officer Scale-I consists of two subjects i.e. Reasoning and Numerical Ability.

The difference in Mains Exam of IBPS PO and IBPS RRB Officer Scale-I

  • The main examination of IBPS PO consists of five subjects i.e. Reasoning, English Language, Quantitative Aptitude, General Awareness, and Computer Knowledge.
  • It is worth mentioning that the candidates can either opt for Hindi or English as a subject in the main examination for IBPS RRB Officer Scale I.
  • There is no major difference in the pattern of examination and the syllabus of both these posts is the same through the difficulty level of PO is higher than RRB Officer Scale-I. Hence, the candidates preparing for IBPS PO don’t have to prepare separately for this exam.

IBPS PO Vs IBPS RRB Officer Scale-I: Career Growth


  • IBPS PO has tremendous promotion opportunities.
  • In fact, many Executive Directors and Chief Managing Directors of commercial banks started their career as Probationary Officers.
  • Moreover, some of you might also get an opportunity to reach up to the level of Deputy Governor in RBI as among the four posts of Deputy Governor in RBI, one is for a commercial banker. For instance, SS Mundra (former DG at RBI) started his career with Bank of Baroda in 1977 as a probationary officer.

IBPS RRB Officer Scale I

  • Since Regional Rural Banks are sponsored by commercial Public-Sector Banks, the head of RRB always gets nominated from the ranks of the sponsored bank i.e mostly Assistant General Manager of the sponsored bank.
  • Therefore, the most one can expect his career growth in Regional Rural Banks as an Officer Scale I officer is Chief Manager in a service span of 35 years which is very limiting.

IBPS PO Vs IBPS RRB Officer Scale-I: Posting Locations


  • The matter of postings and frequent transfers has always been a matter of concern among the candidates aspiring for the post of IBPS PO.
  • POs in commercial banks can be posted in either rural or urban areas and get frequently transferred.

IBPS RRB Officer Scale I

  • Since RRBs have their presence only in rural areas they are mostly posted in rural areas and in some cases in semi-urban areas.
  • It offers better chances for you to be posted in home town in minimum time span than IBPS PO.
  • For instance, the posting of an Officer at RRB for Sarv Haryana Grameen Bank will be limited to Haryana itself.

IBPS PO Vs IBPS RRB Officer Scale-I: Salary and Perks


  • At present the basic salary of an IBPS PO is Rs. 23700/- which amounts to an in-hand salary of Rs. 42000/- to 44000/- including HRA.
  • Note that the HRA depends on the city of posting.
  • For more details, go through the Salary of IBPS PO

IBPS RRB Officer Scale I

  • At present, the in-hand salary varies from 40000/- to 42000/-
  • There are also various perks attached to these posts like lease accommodation, travelling allowance, medical benefits, newspaper reimbursement etc.
  • You can check out the Salary and Perks of IBPS RRB Officer Scale-I for more details.

IBPS PO Vs IBPS RRB Officer Scale-I: Job Profile

  • The job profile of POs in a commercial bank is more versatile in comparison to RRB Officer Scale-I.
  • The biggest difference between a PO of a commercial bank and an Officer Scale-I officer at an RRB is the gamut of operations and area of operation handled by them respectively.
  • In simple terms, the area of operation of an Officer Scale-I will be limited to the geographical region of the State or districts whereas in the case of a PO at PSB one gets greater exposure as the posting and transfer is not limited to a geographical region.
  • Now coming to the gamut of operations, PSB’s offer a wide range of work avenues like corporate loans, treasury, forex, managing HNI’s, etc. apart from routine work of a bank.
  • Whereas, the range of activities handled by RRB Officer Scale-I gets restricted to providing credit and other facilities to the small and marginal farmers, agricultural labourers, artisans and small entrepreneurs in rural areas.
  • PO has many areas of specialization to pursue like corporate finance, merchant banking, consultancy services and many more.
  • Hence, the job profile of RRB Officer Scale-I lacks the learning curve of a PO at PSBs.
  • For more details, check out the job profile of IBPS PO and IBPS RRB Officer Scale-I

IBPS PO Vs IBPS RRB Officer Scale-I: Work Pressure

The work pressure as an RRB Officer Scale-I is lesser than the IBPS PO.

Pros and Cons of IBPS PO & RRB Officer Scale – I



  • Better promotion opportunities
  • Diverse work
  • Greater exposure
  • Social status


  • Frequent transfers
  • Greater work pressure
  • Poor work life balance

RRB Officer Scale-I


  • Higher chances of home posting and few transfers
  • An opportunity to serve the lesser privileged people
  • Lower work pressure


  • Limited growth and promotion
  • The limited scope of work and exposure

Finally, choosing between the two as a career choice completely depends on one’s own sets of priorities. Various factors like career prospect, working environment, etc. definitely leans in the favour of IBPS PO. On the other hand, the pleasure of working with lesser privileged people gives greater job satisfaction for people willing to serve the rural masses.


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