Digital Banking: Anytime, Anywhere – Part II
By BYJU'S Exam Prep
Updated on: September 25th, 2023

In continuation with the previous article ‘Digital Banking: Anytime, Anywhere’ Part I, we have come up with the second part of the article.
First in DIGITAL BANKING
- DCB Bank launches first iris-based ATM in Telangana: ATM dispense cash without a debit card as the machine verifies the customer from the Aadhaar details like the iris and fingerprint.
- DCB Bank launched first Aadhaar-based ATM in Bengaluru: The ATM accepts Aadhaar number and Aadhaar fingerprint (biometric) instead of ATM / debit card and PIN to dispense cash from the bank account.
- Country’s first banking robot: Lakshmi was launched by City Union Bank in Chennai.
- RBL Bank becomes the first Indian bank to launch Aadhaar Payment Bridge System for small ticket micro-finance loan disbursements.
- RBL Bank launches India’s first credit card exclusively for GOLF LOVERS.
- India’s first cash giving app ‘CASHe’ launched by Tslc Pte Ltd.
- First Digital State: Kerala was declared first digital state in India.
- First Digital District: Nagpur was declared first digital district in India.
- First Digital Village: Akodara village in Sabarkantha district of Gujarat become India’s first Digital village. The village was adopted by ICICI Bank under its digital village project 2015.
- First cashless island: Karang, a small lake island in Manipur, has become the country’s first cashless island.
- First, ‘digital’ tribal colony: The Nedumkayam tribal colony at Nilambur in Malappuram lacks basic facilities including toilets. However, the colony has now become a role model to the country by becoming the first ‘digital’ tribal colony in India.
Committees on Digital Banking
- Committee for accelerating growth of Digital Payments in India is headed by Ratan P. Watal.
- Committee to study financial technology and digital banking issues in India is headed by – Sudarshan Sen
Bank Apps facilitating Digital Banking
Apps |
Launched By |
MANI App |
RBI |
Airtel Money |
Airtel Payment Bank |
Barodapedia |
Bank of Baroda |
Branch on wheels in Odisha |
ICICI Bank |
DiYA |
Canara Bank |
DLite |
Karur Vysya Bank |
e-Infobook |
Canara Bank |
e-Kisaan Dhan |
HDFC Bank |
Freedom |
State Bank of India |
GO Mobile+ |
IDBI Bank |
GENIE |
Punjab National Bank |
iMuseum |
ICICI Bank |
iStudio Voice |
ICICI Bank |
iTravelSafe |
ICICI Bank |
iBizz |
ICICI Bank |
IndPay |
Indian Bank |
Kochi1 Card |
Axis Bank |
Kona Kona Umeed’ Campaign |
Kotak Mahindra Bank |
LIME Digital Wallet |
Axis Bank |
LUMOS E-learning App |
Development Credit Bank |
#LeadTheNew |
ICICI Bank |
m-invest |
Bank of Baroda |
M-Connect Plus |
Bank of Baroda |
Maha Mobile |
Bank of Maharashtra |
MahaSecure |
Bank of Maharashtra |
mBandhan |
Bandhan Bank |
mServe |
Canara Bank |
Mera iMobile |
ICICI Bank |
Money2India Europe |
ICICI Bank |
m-Pesa |
ICICI bank + Vodafone |
MSMESaksham |
SIDBI + TransUnion CIBIL |
NETSECURE |
Axis Bank |
FX Connect Portal |
Axis Bank |
Nanban |
Indian Overseas Bank |
No Queue |
State Bank of India |
PayApt |
IDBI Bank |
Pockets |
ICICI Bank |
PAYZAPP |
HDFC Bank |
StarToken – NG |
Bank of India |
Saathi |
Canara Bank |
Saral |
State Bank of India |
SECURE |
Yes Bank |
Universe on the move |
ICICI Bank |
Video Branch |
IndusInd Bank |
YONO (You Only Need One) |
State Bank of India |
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