JAIIB Syllabus 2023 & Exam Pattern: Download Revised Syllabus PDF

JAIIB Syllabus 2023 & Exam Pattern: Download Revised Syllabus PDF

ByAmrit Gouda  |  Updated on: Jan 19, 2023
JAIIB syllabus is formulated by the Indian Institute of Banking and Finance. Download the JAIIB syllabus 2023 PDF and exam pattern to get ahead in the selection process.
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JAIIB syllabus 2023 is an essential and pivotal factor in deciding the success of the candidates and surging their trajectory of the preparation module. The comprehensive and in-depth cognizance of the subject-wise syllabus will assist the candidates in gaining a competitive edge for the exam. You can download the JAIIB syllabus PDF and go through the exam pattern provided below.

The JAIIB syllabus 2023 will assist the candidates in bringing forth an effective and efficient strategy for the exam. Know the JAIIB exam pattern and note the essential subjects. Also, mark the total duration of the exam to be able to strategize your preparation well and surge the trajectory of success. Let us discuss the JAIIB syllabus and exam pattern in detail.

JAIIB Syllabus PDF Download

Candidates must download the JAIIB syllabus PDF and save it on their devices to get the complete details of the exam. Mark the essential segments of the syllabus to put forth a comprehensive knowledge of the subjects. The exam conducting authority has released the revised JAIIB syllabus 2023, provided below.

Download Revised JAIIB Syllabus 2023 PDF

JAIIB Syllabus 2023

The banking professional aspires to take up higher roles and responsibilities in the institution. The subjects of the JAIIB exam syllabus are the Indian Financial System, Functions of Bank, Banking Technology, Business Mathematics, and Accounts. The detailed knowledge of the syllabus will lead the candidates towards an enlightening career and establishment of the fundamentals.

There are three papers for the exam, and the candidates must have a deeper understanding of all the core subjects to be able to perform exceptionally well and progress further. You will be able to bring forth an effective and efficient strategy to solve the questions in the exam.

JAIIB Syllabus For Paper 1

The first paper carries 120 marks and an equal number of questions to be solved in the time span of 2 hours.. The JAIIB paper 1 is Principles and Practices of Banking. Paper 1 of the JAIIB syllabus 2023 is divided into modules.

JAIIB Syllabus 2023 For Principles and Practices of Banking

Module

Syllabus

Module A- Indian Financial System

Indian Financial System – An Overview,

Banking Regulation,

Retail Banking,

Wholesale and International Banking,

Role of Money Markets,

Debt Markets & Forex Market,

Role and Functions of Capital Markets,

SEBI,

Mutual Funds & Insurance Companies,

Bancassurance & IRDA,

Factoring,

Forfaiting Services and Off-Balance Sheet items,

Risk Management,

Basel Accords,

CIBIL,

Fair Practices Code for Debt Collection,

BCSBI,

Recent Developments in the Financial System

Modules B- Functions of Banks

Banker Customer Relationship,

KYC / AML / CFT norms,

Bankers’ Special Relationship,

Consumer Protection - COPRA,

Banking Ombudsman Scheme,

Payment and Collection of Cheques and Other Negotiable Instruments,

Opening accounts of various types of customers,

Ancillary Services,

Cash Operations,

Principles of lending,

Working Capital Assessment and Credit Monitoring,

Priority Sector Advances,

Agricultural Finance,

Micro, Small and Medium Enterprises,

Government Sponsored Schemes,

Self Help Groups,

Credit Cards,

Home Loans,

Personal Loans,

Consumer Loans,

Documentation,

Different Modes of Charging Securities,

Types of collaterals and their characteristics,

Non-Performing Assets,

Financial Inclusion,

Financial Literacy

Module C- Banking Technology

Essentials of Bank Computerization,

Payment Systems and Electronic Banking,

Data Communication Network and EFT systems,

Role of Technology Upgradation and its impact on Banks,

Security Considerations,

Overview of IT Act,

Preventive Vigilance in Electronic Banking

Module D- Support Services, Marketing of Banking

Services/ Products,

Marketing – An Introduction,

Social Marketing / Networking,

Consumer Behaviour and Product,

Pricing,

Distribution,

Channel Management,

Promotion,

Role of Direct Selling Agent / Direct Marketing Agent in a bank,

Marketing Information Systems – a longitudinal analysis

JAIIB Syllabus For Paper 2

It is of prime essentiality for the candidates to cover the JAIIB syllabus well in advance to be able to outrank in the exam. Get complete knowledge of all the subjects of the syllabus to be able to mark your names on the stone of success. The syllabus of JAIIB paper 2 for all modules is discussed here. Paper 2 is accounting and finance for banks. Check the detailed JAIIB exam syllabus here.

JAIIB Syllabus 2023 For Accounting and Finance For Bankers

Module

Syllabus

Module A- Business Mathematics and Finance

Calculation of Interest and Annuities,

Calculation of YTM,

Capital Budgeting,

Depreciation and its Accounting,

Foreign Exchange Arithmetic

Modules B- Principles of Bookkeeping and Accounting

Definition,

Scope and Accounting Standards,

Basic Accounting Procedures,

Maintenance of Cash / Subsidiary Books and Ledger,

Bank Reconciliation Statement,

Trial Balance,

Rectification of Errors and Adjusting & Closing Entries,

Capital and Revenue Expenditure,

Bills of Exchange

Module C- Final Accounts

Balance Sheet Equation,

Preparation of Final Accounts,

Ratio Analysis,

Final Accounts of Banking Companies,

Company Accounts I & II,

Accounting in a Computerized Environment

Module D- Banking Operations

Banking Operations & Accounting Functions

JAIIB Syllabus For Paper 3

Paper 3 comprises a detailed knowledge of the Legal and Regulatory Aspects of Banking. You will have to prepare well for the exam to move ahead in the recruitment process. Mark the essential segments of paper 3 of the JAIIB syllabus 2023 and get an in-depth understanding of the exam. The JAIIB syllabus for Paper 3 i.e., Legal and Regulatory Aspects of Banking, is given below. The module-wise syllabus for paper 3 is here.

JAIIB Syllabus 2023 For Legal And Regulatory Aspects Of Banking

Module

Syllabus

Module A- Regulations and Compliance

Legal Framework of Regulation of Banks,

Control over the Organization of Banks,

Regulation of Banking Business,

Returns Inspection,

Winding up,

Mergers & Acquisitions,

Public Sector Banks and Co-operative Banks,

Financial Sector Legislative Reforms,

Recent Legislative Changes in RBI Act,

Financial Sector Development Council

Modules B- Legal Aspects of Banking Operations

Different Types of Borrowers,

Types of Credit Facilities,

Secured and Unsecured Loans,

Registration of Firms and Incorporation of Companies,

Indemnities,

Bank Guarantees,

Letters of Credit,

Deferred Payment Guarantees,

Laws Relating to Bill Finance,

Various Types of Securities,

Laws Relating to Securities and Modes of Charging-I,

Laws Relating to Securities and Modes of Charging- II,

Registration and Satisfaction of Charges,

Case Laws on Responsibility of Paying Bank,

Case Laws on Responsibility of Collecting Bank

Module C- Banking-Related Laws

Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act),

Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI),

Banking Ombudsman Scheme,

Bankers Books Evidence Act, 1891,

The Legal Services Authorities Act, 1987,

The Consumer Protection Act, 1986 and CERSAI,

The Law of Limitation,

Tax Laws,

Negotiable Instruments Act, 1881,

Payment & Settlements Systems Act, 2007

Module D- Commercials Laws with Reference to Banking Operations

Indian Contract Act, 1872,

The Sale of Goods Act, 1930,

Indian Partnership Act, 1932,

Definition and features of a company,

The Companies Act, 1956 (Now Companies Act, 2013 ),

Foreign Exchange Management Act, 1999,

Transfer of Property Act, 1882,

The Right to Information Act, 2005,

Right to Information and Obligation of Public Authorities,

The Prevention of Money Laundering Act, 2002,

Information Technology Act, 2000

JAIIB Exam Pattern 2023

JAIIB exam pattern 2023 is officially prescribed by the Indian Institute of Banking and Finance (IIBF) for the JAIIB exam. Candidates can check the topic-wise weightage of each subject and strategize their preparation for JAIIB 2023 exam. Therefore, it is very important to be abreast with the JAIIB exam pattern for papers I, II & III.

The IIBF conducts the JAIIB exam twice a year. The exam is for the Junior Associate post at the Indian Institute of Bankers. Only those candidates who are existing employees of the Banking system are eligible for the exam. There are 3 papers in the JAIIB examination. Check the detailed JAIIB exam pattern:

  • The exam has three papers i.e., Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.
  • In the JAIIB, each paper has 120 objective questions.
  • The total mark of each paper is 100.
  • The time duration of the computer-based online examination is 120 minutes.
JAIIB Exam Pattern 2023

Subjects

No. of Questions

Total Marks

Duration

Principles and Practices of Banking

120

100

2 hours

Accounting and Finance for Bankers

120

100

2 hours

Legal and Regulatory Aspects of Banking

120

100

2 hours

JAIIB Marking Scheme

The JAIIB exam pattern will provide a vivid depiction of the exam, note the important topics and mark the essential subjects. The marking scheme of the JAIIB exam is a little bit different from other bank exams.

  • There is no negative marking for wrong answers,
  • Candidates have to score 50% marks on each paper.
  • If candidates secure at least 45% marks in each subject and 50% marks in aggregate in a single attempt, he/she will be declared qualified for the examination.
  • Each paper consists of 100 marks.

JAIIB Passing Criteria

Candidates must take note of the time limit condition set by the IIBF for the JAIIB examination. You can get the complete details of the exam to be able to move ahead in the selection process. Candidates need to clear the JAIIB exam in the stipulated time. The conditions are mentioned below.

  • Candidates need to pass the examination within 2 years ( consecutive attempts).
  • The time limit will start from the date of application. Attempts will be counted whether you attempt or skip the exam.
  • Candidates who are not able to clear the examination within the time limit need to re-enrol themselves.

JAIIB Syllabus 2023 & Exam Pattern FAQs

  • The JAIIB syllabus 2023 for three papers is given below.

    • Paper 1: Indian Financial System, Functions of Bank, Banking Technology, Support Services, Marketing of Banking
    • Paper 2: Bussiness Mathematics and Finance, Principles of Bookkeeping and Accounting, Final Accounts, Banking Operations
    • Paper 3: Regulations and compliance, legal aspects of banking operations, Banking Related Law, and Commercials Laws with reference to banking operations.
  • Candidates can download the JAIIB syllabus by clicking on the link facilitated here to be able to perform exceptionally well in the exam. Get access to the JAIIB exam syllabus 2023 to be able to get in touch with the core concepts and fundamentals associated with the subject.

  • There are three papers in the JAIIB exam syllabus 2023, i.e., Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.

  • It is highly essential for the candidates to be able to perform exceptionally well in all the exams. The main subjects of JAIIB syllabus 2023 for paper 3 are Regulations and Compliance, Legal Aspects of Banking Operations, Banking Related Laws, and Commercial Laws related to banking operations.

  • The candidates can get complete and in-depth knowledge of the JAIIB syllabus for paper 1 and all the other pertinents. The subjects of Paper 1 are the Indian Financial System, Functions of Banks, banking technology, support services, and marketing of banking.

  • It is of prime essentiality for the candidates to be able to be well conversant with the JAIIB syllabus for paper 2 to gain insights into the exam. The subjects enlisted here are Business Mathematics and Finance, Principles of Bookkeeping and Accounting, Final Accounts, and Banking Operations.

  • Candidates need to score at least 50% marks in JAIIB papers. It is advised to go through the marking scheme to avoid any confusion during the exam.

  • There are four modules in each paper for the JAIIB exam. JAIIB exam is one of the most important steps in the promotion journey of candidates working in the bank and finance industry.

  • The concerned officials of the Indian Institute of Banking and Finance formulate the syllabus to assess the candidates on the basis of their cognizance of the core concepts. You must have detailed knowledge of the JAIIB syllabus 2023 to be able to enhance your preparation module.

  • There are 120 questions in each paper for the JAIIB exam. Read the whole JAIIB question paper and attempt the questions you know and are well prepared for. Don't waste time on questions that you aren't entirely sure of, you can check on those questions when you have successfully attempted all the questions you were confident about.

  • The duration of each paper is 2 hours in the JAIIB exam. Practice mock tests and JAIIB previous year question papers to be well versed with the time limit and it will also give you a confidence boost during the exam.

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