JAIIB Syllabus- Download Subject Wise Syllabus PDF, Exam Pattern

JAIIB Syllabus- Download Subject Wise Syllabus PDF, Exam Pattern

ByAmrit Gouda  |  Updated on: Jul 28, 2022
JAIIB syllabus is formulated by the Indian Institute of Banking and Finance. Download the subject-wise syllabus PDF to be able to get ahead in the selection process. Check the exam pattern, and the essential subjects of the exam.
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JAIIB syllabus 2022 is an essential and pivotal factor in deciding the success of the candidates and surging their trajectory of the preparation module. The comprehensive and in-depth cognizance of the subject-wise syllabus will assist the candidates in gaining a competitive edge for the exam. You can download the JAIIB syllabus 2022 PDF and keep it saved on your devices. 

You must have a deeper understanding of the subjects of the syllabus and enriching knowledge of the core concepts associated with the syllabus. You must retain the fundamentals and imbibe the foundations to be able to progress further in the recruitment drive. The JAIIB syllabus 2022 will assist the candidates in bringing forth an effective and efficient strategy for the exam.

Check out the JAIIB exam pattern for the exam and note the essential subjects. Also, mark the total duration of the exam to be able to strategize your preparation well and surge the trajectory of success. Walk through the post to receive chunks of information regarding the JAIIB syllabus and move ahead in the recruitment drive.

IIBF JAIIB Syllabus 2022

The banking professional aspires to take up higher roles and responsibilities in the institution. The subjects of the JAIIB syllabus are the Indian Financial System, Functions of Bank, Banking Technology, Business Mathematics, and Accounts. The detailed knowledge of the syllabus will lead the candidates towards an enlightening career and establishment of the fundamentals.

There are three papers for the exam and the candidates must have a deeper understanding of all the core subjects to be able to perform exceptionally well and progress further. You will be able to bring forth an effective and efficient strategy to solve the questions in the exam.

JAIIB Syllabus for Paper 1

You must solve the previous year papers, to analyze the essential segments of the JAIIB syllabus to be able to move ahead in the recruitment process. Practice all the essential topics to be able to outrank in the exam.

The first paper carries 120 marks and an equal number of questions to be solved in the time span of  2 hours. Take a look at the illustrated syllabus as mentioned herein. The JAIIB paper 1 is Principles and Practices of Banking. The paper is divided into modules.

JAIIB Syllabus For Principles and Practices of Banking

Module

Syllabus

Module A- Indian Financial System

  • Indian Financial System – An Overview,
  • Banking Regulation,
  • Retail Banking,
  • Wholesale and International Banking,
  • Role of Money Markets,
  • Debt Markets & Forex Market,
  • Role and Functions of Capital Markets,
  • SEBI,
  • Mutual Funds & Insurance Companies,
  • Bancassurance & IRDA,
  • Factoring,
  • Forfaiting Services and Off-Balance Sheet items,
  • Risk Management,
  • Basel Accords,
  • CIBIL,
  • Fair Practices Code for Debt Collection,
  • BCSBI,
  • Recent Developments in the Financial System

Modules B- Functions of Banks

  • Banker Customer Relationship,
  • KYC / AML / CFT norms,
  • Bankers’ Special Relationship,
  • Consumer Protection - COPRA,
  • Banking Ombudsman Scheme,
  • Payment and Collection of Cheques and Other Negotiable Instruments,
  • Opening accounts of various types of customers,
  • Ancillary Services,
  • Cash Operations,
  • Principles of lending,
  • Working Capital Assessment and Credit Monitoring,
  • Priority Sector Advances,
  • Agricultural Finance,
  • Micro, Small and Medium Enterprises,
  • Government Sponsored Schemes,
  • Self Help Groups,
  • Credit Cards,
  • Home Loans,
  • Personal Loans,
  • Consumer Loans,
  • Documentation,
  • Different Modes of Charging Securities,
  • Types of collaterals and their characteristics,
  • Non Performing Assets,
  • Financial Inclusion,
  • Financial Literacy

Module C- Banking Technology

  • Essentials of Bank Computerization,
  • Payment Systems and Electronic Banking,
  • Data Communication Network and EFT systems,
  • Role of Technology Upgradation and its impact on Banks,
  • Security Considerations,
  • Overview of IT Act,
  • Preventive Vigilance in Electronic Banking

Module D- Support Services, Marketing of Banking

  • Services/ Products,
  • Marketing – An Introduction,
  • Social Marketing / Networking,
  • Consumer Behaviour and Product,
  • Pricing,
  • Distribution,
  • Channel Management,
  • Promotion,
  • Role of Direct Selling Agent / Direct Marketing Agent in a bank,
  • Marketing Information Systems – a longitudinal analysis

JAIIB Syllabus for Paper 2

It is of prime essentiality for the candidates to cover the JAIIB syllabus well in advance to be able to outrank in the exam. Get complete knowledge of all the subjects of the syllabus to be able to mark your names on the stone of success. The syllabus of JAIIB paper 2 for all modules is discussed here. Paper 2 is accounting and finance for banks. Check the detailed syllabus here.

JAIIB Syllabus For Accounting and Finance For Bankers

Module

Syllabus

Module A- Business Mathematics and Finance

  • Calculation of Interest and Annuities,
  • Calculation of YTM,
  • Capital Budgeting,
  • Depreciation and its Accounting,
  • Foreign Exchange Arithmetic

Modules B- Principles of Bookkeeping and Accounting

  • Definition,
  • Scope and Accounting Standards,
  • Basic Accounting Procedures,
  • Maintenance of Cash / Subsidiary Books and Ledger,
  • Bank Reconciliation Statement,
  • Trial Balance,
  • Rectification of Errors and Adjusting & Closing Entries,
  • Capital and Revenue Expenditure,
  • Bills of Exchange

Module C- Final Accounts

  • Balance Sheet Equation,
  • Preparation of Final Accounts,
  • Ratio Analysis,
  • Final Accounts of Banking Companies,
  • Company Accounts I & II,
  • Accounting in a Computerized Environment

Module D- Banking Operations

  • Banking Operations & Accounting Functions

JAIIB Syllabus for Paper 3

Paper 3 comprises a detailed knowledge of the Legal and Regulatory Aspects of Banking. You will have to prepare well for the exam to move ahead in the recruitment process. Mark the essential segments of paper 3 of the JAIIB syllabus, and get an in-depth understanding of the exam. The JAIIB syllabus for Paper 3 i.e., Legal and Regulatory Aspects of Banking is given below. The module-wise syllabus for paper 3 is here.

JAIIB Syllabus For Legal And Regulatory Aspects Of Banking

Module

Syllabus

Module A- Regulations and Compliance

  • Legal Framework of Regulation of Banks,
  • Control over Organization of Banks,
  • Regulation of Banking Business,
  • Returns Inspection,
  • Winding up,
  • Mergers & Acquisitions,
  • Public Sector Banks and Co-operative Banks,
  • Financial Sector Legislative Reforms,
  • Recent Legislative Changes in RBI Act,
  • Financial Sector Development Council

Modules B- Legal Aspects of Banking Operations

  • Different Types of Borrowers,
  • Types of Credit Facilities,
  • Secured and Unsecured Loans,
  • Registration of Firms and Incorporation of Companies,
  • Indemnities,
  • Bank Guarantees,
  • Letters of Credit,
  • Deferred Payment Guarantees,
  • Laws Relating to Bill Finance,
  • Various Types of Securities,
  • Laws Relating to Securities and Modes of Charging-I,
  • Laws Relating to Securities and Modes of Charging- II,
  • Registration and Satisfaction of Charges,
  • Case Laws on Responsibility of Paying Bank,
  • Case Laws on Responsibility of Collecting Bank

Module C- Banking Related Laws

  • Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act),
  • Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI),
  • Banking Ombudsman Scheme,
  • Bankers Books Evidence Act, 1891,
  • The Legal Services Authorities Act, 1987,
  • The Consumer Protection Act, 1986 and CERSAI,
  • The Law of Limitation,
  • Tax Laws,
  • Negotiable Instruments Act, 1881,
  • Payment & Settlements Systems Act, 2007

Module D- Commercials Laws with Reference to Banking Operations

  • Indian Contract Act, 1872,
  • The Sale of Goods Act, 1930,
  • Indian Partnership Act, 1932,
  • Definition and features of a company,
  • The Companies Act, 1956 (Now Companies Act, 2013 ),
  • Foreign Exchange Management Act, 1999,
  • Transfer of Property Act, 1882,
  • The Right to Information Act, 2005,
  • Right to Information and Obligation of Public Authorities,
  • The Prevention of Money Laundering Act, 2002,
  • Information Technology Act, 2000

JAIIB Syllabus PDF Download

You must download the JAIIB syllabus PDF and save it on your devices to get the complete details of the exam. Mark the essential segments of the syllabus to be able to put forth a comprehensive knowledge of the subjects. 

JAIIB Exam Syllabus Download

JAIIB Exam Pattern 2022

JAIIB exam pattern 2022 is officially prescribed by the Indian Institute of Banking and Finance (IIBF) for the JAIIB exam. You can check the topic-wise weightage of each subject and strategize your preparation for JAIIB 2022 exam.

Therefore, it is very important to abreast yourself with the JAIIB Paper I, II & III exam pattern. Here you can check the latest exam pattern to level up your exam preparation in a systematic manner.

The IIBF conducts the JAIIB exam twice a year. The exam is for the Junior Associate post in the Indian Institute of Bankers. Only those candidates who are existing employees of the Banking system are eligible for the exam. Thus, scroll down to check the detailed exam pattern and syllabus for the JAIIB 2022 exam. There are 3 papers in the JAIIB examination. Check the detailed exam pattern:

  • The exam has three papers i.e., Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.
  • In the JAIIB each paper has 120 objective questions.
  • The total mark of each paper is 100.
  • The time duration of the computer-based online examination is 120 minutes.
JAIIB Paper Pattern 2022

Subjects

No. of Questions

Total Marks

Duration

Principles and Practices of Banking

120

100

2 hours

Accounting and Finance for Bankers

120

100

2 hours

Legal and Regulatory Aspects of Banking

120

100

2 hours

JAIIB Marking Scheme

The JAIIB exam pattern will provide a vivid depiction of the exam, note the topics of the exam and mark the essential subjects of the exam. The marking scheme of the JAIIB exam is a little bit different from other bank exams. Check the details of the marking scheme below.

  • There is no negative marking for wrong answers,
  • Candidates have to score 50% marks on each paper.
  • If candidates secure at least 45% marks in each subject and 50% marks in aggregate in a single attempt, he/she will be declared qualified for the examination.
  • Each paper consists of 100 marks.

JAIIB Passing Criteria

Candidates must take note of the time limit condition set by the IIBF for the JAIIB examination. You can get the complete details of the exam to be able to move ahead in the selection process. Candidates need to clear the JAIIB exam in the stipulated time. The conditions are mentioned below. 

  • Candidates need to pass the examination within 2 years ( consecutive attempts).
  • The time limit will start from the date of application. Attempts will be counted whether you attempt or skip the exam.
  • Candidates who are not able to clear the examination within the time limit, need to re-enroll themselves.

 

Other Important Links:

IIBF JAIIB Syllabus & Exam Pattern FAQs

  • The candidates can get complete knowledge of the JAIIB syllabus to be able to move ahead in the selection process. The JAIIB syllabus for three papers has been elaborated herein. The syllabus for all the papers has been elaborated here:

    • Paper 1: Indian Financial System, Functions of Bank, Banking Technology, Support Services, Marketing of Banking 
    • Paper 2: Bussiness Mathematics and Finance, Principles of Bookkeeping and Accounting, Final Accounts, Banking Operations
    • Paper 3: Regulations and compliance, legal aspects of banking operations, Banking Related Law, Commercials Laws with reference to banking operations.
  • You can download the JAIIB syllabus by clicking on the link facilitated here to be able to perform exceptionally well in the exam. Get access to the JAIIB syllabus 2022 to be able to get in touch with the core concepts and fundamentals associated with the subject.

  • There are three papers i.e., Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.

  • It is highly essential for the candidates to be able to perform exceptionally well in all the exams. The main subjects of paper 3 are Regulations and Compliance, Legal Aspects of Banking Operations, Banking Related Laws, and Commercial Laws related to banking operations.

  • The candidates can get complete and in-depth knowledge of the JAIIB syllabus for paper 1 and all the other pertinents. The subjects of Paper 1 are the Indian Financial System, Functions of Banks, banking technology, support services, and marketing of banking.

  • It is of prime essentiality for the candidates to be able to be well conversant with the JAIIB syllabus for paper 2 to gain insights into the exam. The subjects enlisted here are Business Mathematics and Finance, Principles of Bookkeeping and Accounting, Final Accounts, and Banking Operations.

  • Candidates need to score at least 50% marks in JAIIB papers. It is advised to go through the marking scheme to avoid any confusion during the exam.

  • There are four modules in each paper for the JAIIB exam. JAIIB exam is one of the most important steps in the promotion journey of candidates working in the bank and finance industry.

  • The concerned officials of the Indian Institute of Banking and Finance formulate the syllabus to assess the candidates on the basis of their cognizance of the core concepts. You must have detailed knowledge of the JAIIB syllabus to be able to enhance your preparation module.

  • There are 120 questions in each paper for the JAIIB exam. Read the whole JAIIB question paper and attempt the questions you know and are well prepared for. Don't waste time on questions that you aren't entirely sure of, you can check on those questions when you have successfully attempted all the questions you were confident about.

  • The duration of each paper is 2 hours in the JAIIB exam. Practice mock tests and JAIIB previous year question papers to be well versed with the time limit and it will also give you a confidence boost during the exam.

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