JAIIB Mock Test 2022

JAIIB Mock Test 2022

ByAmrit Gouda  |  Updated on: May 12, 2022
JAIIB 2021 exam date is released for Junior Associate of Indian Institute of Bankers. Check apply online direct link, exam pattern, syllabus, eligibility, passing marks and more for JAIIB 2021 exam.

JAIIB mock tests series will provide the candidates with complete knowledge of the exam, it will also provide an opportunity for the candidates to audit their preparation level. The JAIIB mock test series will assist the candidates in framing an apt and accurate strategy to prepare for the exam. This will help you in tracking your progress and enhance your preparation strategy.

JAIIB mock test 2022 is very beneficial in assessing your knowledge of all the topics in the syllabus. It is very important to have time to time revision of topics so that you can improvise your preparation as required. This can be ensured by incorporating JAIIB mock test series into your daily practice. JAIIB CAIIB mock test free facility may also be available to the candidates.

To monitor your preparation, it is very important to keep checking your knowledge by taking the JAIIB test series. You can elevate your score and increase your chances to ace the JAIIB exam by sincerely practicing the JAIIB Online mock test. You will be provided with your score along with other details of your performance at the end of every JAIIB CAIIB mock test.


JAIIB Mock Test 2022

Candidates have to make sure that they stay a step ahead of their competitors by every means. With ever-increasing competition, it is the need of the hour to upgrade your performance from time to time. This can be easily facilitated by adding JAIIB online mock test in everyday practice. Candidates can also go for JAIIB mock test PDF to have easy access and avoid any hindrance while preparing.

The time-bound tests in the mock test series for JAIIB are very helpful in giving a reality check of the examination. Candidates willing to opt for the online mock test can visit the official website of IIBF and find a variety of JAIIB mock test PDF, JAIIB Mick test free links, and other resources to prepare effectively.

JAIIB Mock Test Series | Exam Overview

Indian Institute of Banking and Finance conducts the Junior Associate of Indian Institute of Bankers Exam (JAIIB). The JAIIB exam is held twice every year. This exam applies only to ordinary members of the institute. Candidates with adequate knowledge and skills in the banking sector are eligible to apply for the JAIIB 2022 exam. Candidates can see a major boost to their personality as well as professional growth by cracking the JAIIB exam.

To make the most of this opportunity, candidates must add JAIIB online mock test in their preparation. Covering all types of questions of various difficulty levels, the JAIIB test series is very beneficial in boosting your performance and making you more competent with the same setup. JAIIB free mock test is also available to the candidates once they finalize to opt for it. 

Benefits of taking JAIIB Mock Test Series

There are numerous benefits of attempting the JAIIB mock test series to prepare effectively and efficiently for the exam. It helps the candidates in getting a crystal clear picture of the exam. It helps the candidates in building the foundations and the fundamentals. This will also aid them in catering to their weaknesses. Dedicated and consistent efforts with an accurate approach will lead the candidates toward success. 

Effective Revision Strategies For JAIIB Exam

Candidates can have effective ways for the revision of the JAIIB exam. The time-to-time reinforcement of the topic will lead to more and more clarity. This will help in building more confidence and will also enhance your overall performance. The revision is the most important part of your entire preparation which is why it requires dedicated efforts. The online JAIIB CAIIB mock test series channel your efforts in the most fruitful manner.

Retention of concepts

You can easily retain, remember and comprehend any topic, be it a complex one, by practicing more and more of the JAIIB Mock test so that you come across different questions and understand their solutions thereby retaining them for a long time. You can also put your existing knowledge to check and apply concepts to solve different problems which will again help in remembering what you have learned.

Constructive Time-Management

JAIIB CAIIB mock test series prove to be very useful in managing your time. This can be achieved by practicing questions in a stipulated time so that you can cover more topics rather than sticking to just one. Moreover, you can also focus on covering topics to which you had paid less attention. Assessing yourself time and again will help you segregate topics as per your strength and weakness so that you can devote more time to the topics that need more practice and effort.

How to Take the JAIIB Mock Test?

Candidates who wish to add JAIIB mock test series to their study schedule are required to visit the official website of IIFB so that they can avail the best JAIIB online mock test pdf, JAIIB online mock test free, and other related resources for most effective preparation. 

Attempting the JAIIB mock test series will widen the benefits and maximize the chances of the candidates getting selected for the exam. You will be able to analyze the difficulty level of the exam, and get a clear picture of the exam pattern.

JAIIB Syllabus 2022

It is very important to know the JAIIB syllabus so that candidates can make sure that no topic is left unprepared thereby preventing any chance of losing marks. The candidates can get the detailed syllabus of the exam. Check the topic-wise syllabus and kickstart your preparations effectively by attempting the JAIIB mock test series.



Module A- Indian Financial System

  • Indian Financial System – An Overview,
  • Banking Regulation,
  • Retail Banking,
  • Wholesale and International Banking,
  • Role of Money Markets,
  • Debt Markets & Forex Market,
  • Role and Functions of Capital Markets,
  • SEBI,
  • Mutual Funds & Insurance Companies,
  • Bancassurance & IRDA,
  • Factoring,
  • Forfaiting Services and Off-Balance Sheet items,
  • Risk Management,
  • Basel Accords,
  • CIBIL,
  • Fair Practices Code for Debt Collection,
  • BCSBI,
  • Recent Developments in the Financial System

Modules B- Functions of Banks

  • Banker Customer Relationship,
  • KYC / AML / CFT norms,
  • Bankers’ Special Relationship,
  • Consumer Protection - COPRA,
  • Banking Ombudsman Scheme,
  • Payment and Collection of Cheques and Other Negotiable Instruments,
  • Opening accounts of various types of customers,
  • Ancillary Services,
  • Cash Operations,
  • Principles of lending,
  • Working Capital Assessment and Credit Monitoring,
  • Priority Sector Advances,
  • Agricultural Finance,
  • Micro, Small and Medium Enterprises,
  • Government Sponsored Schemes,
  • Self Help Groups,
  • Credit Cards,
  • Home Loans,
  • Personal Loans,
  • Consumer Loans,
  • Documentation,
  • Different Modes of Charging Securities,
  • Types of collaterals and their characteristics,
  • Non Performing Assets,
  • Financial Inclusion,
  • Financial Literacy

Module C- Banking Technology

  • Essentials of Bank Computerization,
  • Payment Systems and Electronic Banking,
  • Data Communication Network and EFT systems,
  • Role of Technology Upgradation and its impact on Banks,
  • Security Considerations,
  • Overview of IT Act,
  • Preventive Vigilance in Electronic Banking

Module D- Support Services, Marketing of Banking

  • Services/ Products,
  • Marketing – An Introduction,
  • Social Marketing / Networking,
  • Consumer Behaviour and Product,
  • Pricing,
  • Distribution,
  • Channel Management,
  • Promotion,
  • Role of Direct Selling Agent / Direct Marketing Agent in a bank,
  • Marketing Information Systems – a longitudinal analysis

JAIIB Syllabus for Paper II



Module A- Business Mathematics and Finance

  • Calculation of Interest and Annuities,
  • Calculation of YTM,
  • Capital Budgeting,
  • Depreciation and its Accounting,
  • Foreign Exchange Arithmetic

Modules B- Principles of Bookkeeping and Accounting

  • Definition,
  • Scope and Accounting Standards,
  • Basic Accounting Procedures,
  • Maintenance of Cash / Subsidiary Books and Ledger,
  • Bank Reconciliation Statement,
  • Trial Balance,
  • Rectification of Errors and Adjusting & Closing Entries,
  • Capital and Revenue Expenditure,
  • Bills of Exchange

Module C- Final Accounts

  • Balance Sheet Equation,
  • Preparation of Final Accounts,
  • Ratio Analysis,
  • Final Accounts of Banking Companies,
  • Company Accounts I & II,
  • Accounting in a Computerized Environment

Module D- Banking Operations

  • Banking Operations & Accounting Functions

JAIIB Syllabus for Paper III



Module A- Regulations and Compliance

  • Legal Framework of Regulation of Banks,
  • Control over Organization of Banks,
  • Regulation of Banking Business,
  • Returns Inspection,
  • Winding up,
  • Mergers & Acquisitions,
  • Public Sector Banks and Co-operative Banks,
  • Financial Sector Legislative Reforms,
  • Recent Legislative Changes in RBI Act,
  • Financial Sector Development Council

Modules B- Legal Aspects of Banking Operations

  • Different Types of Borrowers,
  • Types of Credit Facilities,
  • Secured and Unsecured Loans,
  • Registration of Firms and Incorporation of Companies,
  • Indemnities,
  • Bank Guarantees,
  • Letters of Credit,
  • Deferred Payment Guarantees,
  • Laws Relating to Bill Finance,
  • Various Types of Securities,
  • Laws Relating to Securities and Modes of Charging-I,
  • Laws Relating to Securities and Modes of Charging- II,
  • Registration and Satisfaction of Charges,
  • Case Laws on Responsibility of Paying Bank,
  • Case Laws on Responsibility of Collecting Bank

Module C- Banking Related Laws

  • Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act),
  • Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI),
  • Banking Ombudsman Scheme,
  • Bankers Books Evidence Act, 1891,
  • The Legal Services Authorities Act, 1987,
  • The Consumer Protection Act, 1986 and CERSAI,
  • The Law of Limitation,
  • Tax Laws,
  • Negotiable Instruments Act, 1881,
  • Payment & Settlements Systems Act, 2007

Module D- Commercials Laws concerning Banking Operations

  • Indian Contract Act, 1872,
  • The Sale of Goods Act, 1930,
  • Indian Partnership Act, 1932,
  • Definition and features of a company,
  • The Companies Act, 1956 (Now Companies Act, 2013 ),
  • Foreign Exchange Management Act, 1999,
  • Transfer of Property Act, 1882,
  • The Right to Information Act, 2005,
  • Right to Information and Obligation of Public Authorities,
  • The Prevention of Money Laundering Act, 2002,
  • Information Technology Act, 2000

JAIIB Exam Pattern 2022

The official JAIIB exam pattern is released by IIBF along with the official notification. With the help of the JAIIB exam pattern, you can easily determine the number of questions and duration to strategize accordingly. Take a look at the detailed JAIIB exam pattern mentioned herewith:


No. of Questions

Total Marks


Principles and Practices of Banking



2 hours

Accounting and Finance for Bankers



2 hours

Legal and Regulatory Aspects of Banking



2 hours

JAIIB 2022 Exam Highlights

Candidates can have a JAIIB exam overview to understand the complete recruitment process. The candidates must be conversant with the elucidated details of the JAIIB exam to outrank in it. The details for the same are tabulated below:

Exam Name

Junior Associate of the Indian Institute of the Bankers

Conducted By

Indian Institute of Banking and Finance (IIBF)

Conducted For 

The members of IIBF

Main Subjects 

Banking Principles and Practices, Legal and Regulatory Aspects of Banking, Accounting and Finance for Bankers

JAIIB Frequency

Twice a year – May/June and November/December


2 Hours 

Mode of Examination


Medium of Exam


Total Marks 


Number of Questions

120 (Each paper)

Other Important Links:

JAIIB RegistrationJAIIB Exam Date
JAIIB SyllabusJAIIB Salary
JAIIB Cut OffJAIIB Exam Preparation Books
JAIIB Mock TestJAIIB Online Classes
JAIIB Preparation Tips 

JAIIB Mock Test FAQs

  • The candidates must attempt the JAIIB mock tests to upgrade and uplevel your preparations. You can avail of the JAIIB mock tests by moving to the official site. This will assist you in widening your chances of getting selected in the exam.

  • Yes, JAIIB mock tests are completely free. You can get a crystal clear picture of the JAIIB exam and get conversant with the syllabus and the exam pattern. You must attempt the JAIIB mock tests to get the detailed syllabus of the exam. Attempt the JAIIB mock tests to strengthen your skills and upgrade the performance.

  • No, JAIIB Mock Tests are available only in the English language. You will have to answer the questions in the English language. The JAIIB mock test will provide you with a good amount of practice to assist the candidates in stepping up in the selection process.

  • JAIIB Mock tests allow you to be aware of the syllabus and exam pattern along with the trends and types of questions asked. You will be able to pick out your strengths and weaknesses and start working on them. You can get a detailed idea of the examination.

  • The duration of the JAIIB mock test is of 2 hours. The JAIIB mock tests will provide you with the practice of attempting the exams in the stipulated time frame to get acclimatized to the ambiance of the exam hall and be able to pave your way through the exam efficiently.

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