RBI Grade B exam 2022 Vs Other Government Jobs: Check here the Important Differences!

By Gaurav Tripathi|Updated : May 17th, 2022

RBI Grade B  exam Vs Other Government Jobs! We all are very well versed in the interest of students in government jobs/banks because of its lucrative facilities and job security. 



RBI is one of the most reputed banks across the nation working with which is a dream of millions. If you are looking for a career in RBI then you are at the right place. In this article, we will discuss the detailed comparison between RBI Grade B exam  and other government jobs.



Table of Content

Candidates are generally confused about the type of job that they should opt for, as sometimes they do not have complete information about their profiles. Today we are discussing a detailed comparison between RBI Grade B and other Government Jobs, including Bank PO, some profiles of SSC as well as UPSC.

This comparison has been drawn on the basis of few parameters and this will definitely help aspirants to decide the path for their careers. This article will provide them with complete information to make a well-informed decision about their career.

RBI Grade B Vs. Other Government Jobs

To make the comparison more apt, let’s first see what are the other government jobs, which are at par with RBI Grade B Officer. 

Government Jobs

SBI/ IBPS Officers

SSC CGL Group B Posts

UPSC Group A

Railways and other PSUs

For a better and understandable comparison of different job profiles, we will compare the different jobs based on four different aspects, namely, Salary, Promotion, Work-life Balance, and Power (Authority). Let us have a look at the RBI Grade B officer profile, salary, and career progression.

  1. Salary of RBI Grade B Officers

We have already shared the details of the salary and perks of RBI Grade B Officers. Currently, the Maximum CTC given to the RBI officer is around 18 Lacs in metropolitan cities like Delhi, Mumbai which is much higher than any other banking job.

  1. Promotion Opportunities for RBI Grade B Officers

Directly recruited Grade B officers have a good chance to reach the level of Deputy Governors. RBI conducts various internal examinations for promotion to the next stage (RBI generally appoints an outsider for the apex post). The hierarchy level is given below:


  1. Work-life Balance for RBI Grade B Officers

Life is manageable at RBI as there are normal working hours, unlike any other PSU bank. One can easily manage other personnel activities as all the weekends (Saturday and Sunday) are off (except for some which are directly related to banking operations viz. NEFT etc.)

  1. Power (Authority) of RBI Grade B Officers

No doubt few powers are given to the officers based on the nature of their work. They do have some say in banking operations but everything depends on how they make use of it. Apart from this, they are considered just like any other employee of the government.

We will now have a comparative analysis of RBI Grade B with various other government job posts.

RBI Grade B Officers vs SBI/ IBPS Officers


Compared to SBI/IBPS POs, RBI Grade B Officers are way ahead. They get more salary, more perks, and allowances.




RBI Grade B

Basic Pay

Rs. 23,700/-

Rs. 27,620/-

Rs. 35,150/-

In-Hand Salary (Approx.)

Rs. 42,000/-

Rs. 45,000/-

Rs. 77,208/-


The career growth opportunities or the chances to get the promotion to the next level are almost similar in both these profiles. However, the chances of frequent transfers are very low in RBI.

In IBPS/SBI, a directly recruited probationary officer can reach the top position (We have Previous Chairman of SBI Smt. Arundhati Bhattacharya as an example). In RBI Grade B Officers, this is not the case. The candidate for the apex post is appointed by the Government and is generally an outsider.

Work-life Balance

The working hours in RBI are quite well-defined. RBI Grade B Officers also enjoy the benefit of leaves on Saturdays as well. RBI promotes a healthy work-life balance among its employees.

POs or other Officers in the bank usually don’t have defined timings. The job of a PO involves frequent transfers. The bank branches are also located in remote areas, unlike RBI offices. Probationary Officers in banks are also required to undergo mandatory rural posting. The RBI Grade B Officer has a defined work profile compared with a bank officer. An officer in the bank may need to perform various functions ranging from clerical work, cashier or any work that is entrusted to him/ her.

Power (Authority)

Bank officers have the power to sanction the loans and other credits. However, their responsibilities are higher as they must keep in check, the compliance of the laws and regulations. (We have seen in the recent PNB case where some officers have misused their powers.)

In order to save your time including fully utilizing the online high-quality available freely you can go through the following links for RBI Grade B exam 2022 preparation:

S. No Important Articles for RBI Grade B 2022
1Prepare for RBI Grade B officer 2022 with Complete Study Material
2How should Beginners prepare for RBI Grade B Exam 2022?
3How Working Professionals Should Prepare for RBI Grade B 2022?
4How to Crack RBI Grade B Phase I Exam?
5Prepare for RBI Grade B officer 2022 with Complete Study Material
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RBI Grade B Officers vs SSC CGL Group B Posts

SSC CGL Group B Posts include Inspectors in Income Tax, Customs, Assistants in Ministry of External Affairs, AAOs in CAG, and various other departments like ED, CSS, CGDA, AFHQ, etc.


After the 7th Pay Commission, the salaries of the central government employees were increased, but this increase was the lowest ever. Consequently, the salaries increased, but still, these are not at par with the RBI Grade B Officers.


The promotions are very slow in SSC CGL Posts. In some departments, candidates get only 2 promotions in a lifetime.

Work-life Balance

Work-life balance is similar in almost both these jobs barring some departments like the Department of Posts (where they work is similar to banks) or Customs (where the workload is more). While Central Government is facing an acute shortage of staff, RBI has adequate staff at its disposal.

Power (Authority)

Some of the posts of SSC, especially jobs like Inspectors in CBIC, Income Tax, or CBI enjoy more discretionary powers, which is not the case with RBI Grade B Officers.

RBI Grade B Officers vs UPSC Group A Posts


As already mentioned for the SSC profiles, even after the hike of the 7th Pay Commission, the salaries of the central government employees were not at par with RBI Grade B Officers.


Although the scope of promotions is similar to both the profiles, this is slightly better for RBI Grade B officers. You can be at the topmost position in UPSC jobs if you join the service at the early age of 24-25.

However, in RBI, the candidate for the apex post is appointed by the Government and is generally an outsider.

Work-life Balance

Work-life balance is almost similar in both these jobs, barring few departments. Comparatively, the work-life balance is better in RBI because of a sufficient number of employees, which is usually not the case with central government jobs.
Another aspect is transferred. Most of the UPSC Jobs have a mandatory transfer policy of 3 years, which again proves that RBI Grade B is better in terms of work-life balance.

Power (Authority)

All UPSC officers involve in public dealings in some way or the other and therefore have more powers as compared with RBI Grade B Officers. However, with RBI, if you will join as Grade B Officer, you will have a greater say.

Key Takeaways for RBI Grade B exam

The table below will help you in an easy comparison between RBI Grade B and other government job posts. You can come to a conclusion based on this comparison.

✓ here refers to the main advantages of these particular profiles. 



SBI / IBPS Officers

SSC CGL Group B Posts

UPSC Group A






Work-life Balance






Our Verdict

No job is good or bad. It is your perception that makes a job good or bad. In the end, you are serving the nation. So give your best when you are on duty. It's your responsibility to fulfill what the government expects from you.

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Load Previous Comments
Boopathi Raja
Sir please clear my doubt..if I haven't repay my education loan..I got low cibil score. Am I eligible for bank exams(except SBI). Please tell me sir
Divya Arya

Divya AryaApr 19, 2020

Gs me kya kya ata h?
Ayush Varshney
cutoff btaao koii
Pritam Baruah
I have completed m.sc with 6.47 cgpa , am I eligible??
Anusha Dammagoni
I have passed my intermediate with 57%..Am I eligible to apply for this RBI grade B officer post?? Please help me with this
Nalesh Nandhini
Very Nice all posting 🙂🙂

RaginigiriNov 27, 2021

Very nice posting
Krishn Kumar

Krishn KumarFeb 15, 2022

Hello my dear friends


  • Well, the answer to this question can only be answered by the candidate itself because we can guide you the best but to make the best choice for yourself is in your hands. If you want to have a job where you get challenges and opportunities, then RBI Grade B exam is an imperative choice for you.

  • The career growth of RBI Grade B follows this hierarchy-

    Assistant Manager, Manager, Assistant General Manager, Deputy General Manager, General Manager, Chief General Manager, Principal Chief General Manager, Executive Director, Deputy Governor, Governor.

  • The basic pay of RBI Grade B is Rs.35,150/- whereas IBPS PO owns the basic pay of Rs. 23,700/-. Further more, with perks and allowances of a RBI Grade B officer is much more than compared to IBPS PO officer.

  • The Exam difficulty level of these 2 exams is more or less similar to one another. Both of these exams test the student’s capability, time management, and stress handling skills. It is all about the accuracy in these exams for the number of questions that you attempt. Higher accuracy means more the chances of your selection. 

  • RBI grade B is one of the most prestigious jobs in the banking sector of the country due to the importance and significance attached to it. You become a central banker once you are through in this exam. You are posted only in metro cities because RBI has offices only in state capitals and metro cities of the country.

Regulatory Bodies

tags :Regulatory BodiesGeneralRBI Grade B OverviewRBI Grade B Apply OnlineRBI Grade B Eligibility CriteriaRBI Grade B VacancyRBI Grade B Salary

Regulatory Bodies

tags :Regulatory BodiesGeneralRBI Grade B OverviewRBI Grade B Apply OnlineRBI Grade B Eligibility CriteriaRBI Grade B VacancyRBI Grade B Salary

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