IBPS PO V: Interview Experience – Vishal Khandagale

By Ashish Kumar|Updated : January 20th, 2016

Dear Aspirants,

Here is the Interview experience of  Vishal Khandagale  from Maharashtra

Name: Vishal Khandagale 

Venue: Pune Maharashtra

Date: 19/01/2016

Panel: I

Time: 8:30AM

There were 5members (1Female and 4Male) in the Panel I. My interview it was a 50-50 kind of experience.

Interview:

M1: What is management by science?

Me: Sorry Sir

M1: What is management by objective?

Me: Sorry Sir

M1: What is management by scope?

Me: Sorry Sir

M2: What are different banks in India?

Me: 21 nationalized banks, 6 State Bank group banks, private banks and foreign banks

M2: Who regulates Co – Operative banks?

Me: NABARD ( actual answer is NABARD + RBI)

M3: What can we do at ATM?

Me: Fund transfer, cash withdrawals, balance check, mini statement, ATM PIN change

M1: When you completed MBA?

Me: In 2012 Sir

M1: What is difference between credit card & debit card?

Me: Answered

M1: What is cross selling?

Me: Answered

M4: Have you appeared for a bank interview in the past?

Me: Yes Sir. Previously appeared for clerk interview in 2013.

M2:  What are you doing these days?

Me: I was preparing for this exam

M2:  For so long? From 2012? (Asked in Marathi now)

Me: No sir. I have done 3 jobs meanwhile (answered in Marathi)

M2:  Why you want to join banking?

Me: Banking is growing sector, stability and growth.

F1:  So Vishal you have changed 3 Jobs and you are saying about stability? Why you left previous jobs?

Me: Answered

F1:  You have done field job but here we have indoor job. Can you manage to do it?

Me: Yes Mam. In both the jobs we have to deal with customers. Here it is easy as customers themselves approach us for their needs.

F1:  But here you have to go to village level. Then how can you manage?

Me: Mam, I was lived at village level for more than 12 years as my father was working at a village in Jalna district.

F1:  Would you again like to go to village level?

Me: Yes Mam. I don’t have any problem for going to village again.

M3: 1. Jalna is famous for what?

Me: Jalna is famous for cotton

M3: Jalna is famous for industry?

Me: Yes sir.

M3: Which industry?

Me: Sorry Sir

M3: Steel industry? (he himself gives clue)

Me: Yes sir. Jalna have famous steel industry Rajuri Steel

M3: What other industry Jalna have?

Me: Sorry Sir

M3: Jalna have seed industry?

Me: Yes sir. Jalna have Ajeet seeds Ltd.

M3: Which other seed company Jalna have?

Me: Not known he himself named few companies.

F1: Asked about father’s profession.

Me: My father was assistant lineman in MSEB.

F1:  OK Vishal. You may go now.

Me:Thanked everyone.

This is the total genuine, sequence wise interview with answers. Hope it will help you.

All the best…

I would like to thank Grade stack team so much, without which I don’t know how I would have performed. The interview sessions helped me a lot.

All the best Friends for your interview!!

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