IBPS PO V: Interview Experience – Subhash Chander

By Neeraj Mishra|Updated : January 23rd, 2016

Dear Aspirants,

As you know, IBPS PO V interview is already in process and will be end on 29th January 2016. So, in continuation with our IBPS PO V Interview Experience series, today we are sharing Interview Experience of GradeUp reader –Subhash Chander. 

IBPS PO V interview experience  

Subhash Chander, Hisar Haryana

Reg No- 1411625062

Venue –The Rohtak Central co-op. Bank. Delhi Road Rohtak Haryana

Date – 19 – Jan – 2016    

Timing – 8.30 am

All students from different panel gathered in common room. For document verification there was common hall for all panel I, II & III. (At document place- announcement in louder voice- sbhi  ko jo A4 sheet mili h ispe koi b topic pe likh do hindi ya English)

Then we all written in that sheet, mostly candidate copied from mobile and magazine. I have written on BIS about Raghuram Rajan appointment. Verification completed.

I have waited more than one hour outside of my panel room with some other student. The person who carry our document and passes same to panel told us that’ I am clerk at PNB Ukalana branch (Ukalana is a small town 20-25 km away from Hisar Haryana) he told that all staff is from PNB. Retired and working mix.

My no was 16th and I entered in interview room at 12.10 pm. There were total six member including young female member and one Sardar ji.

Me- Good morning ma’m, good morning sir ( come – come . take sheet)

P1 – (sardar ji)-  your name

Me -Sir Subhash Chander

P1 Qualification

Me– Sir  B.Tech Electronic and Instrumentation

P1– (my document bundle was on his hand, rolling that ) Aapne itne saal kya kiya ? (B.tech passed 2012)

Me– Surprised no introduction and 2nd thing direct question in Hindi

Sir maine 17-18 month pvt job ki h

P1 –   kyo chhoda

MeSir meri company vendor company thi.

Jisme har saal policy renew hoti  thi.  Ye Siemens ke niche kaam krti thi.  Mai kaafi time se bank me enter hone ke liye exam de rha tha .Field job thi tyari nhi ho pa rhi thi isliye chhod diya sir 2-3 month phle. (but in real I was in MNC   I worked for this vendor company in starting for only 3 month, and my private job was around 3 year )

P1– bank me kya kaam h aapka or aapki branch ka?

Me –  Sir day by day banking  technology based hota ja rha h. Past me bank deposit krne or loan dene se suru huye the. But sir dheere dhree bhut si cheese add hoti gyi and technology b badhti gyi. Abhi sir net banking aa gyi h, mobile banking, digital wallet, digital locker. And sir RTGS NEFT . Saath ki saath me sir cheque draft ki process b improve ho gyi h, technology se.

P1–  bank pe kya frk pda…

Me– Sir process fast ho gyi h. working area wide ho gya h

Female member– Digital India kya hai..

Me- ma’m digital technique ke use ko badhwa dena. Process ko paper less krna and corruption ko kam krna. ( all member seems satisfied but Sardar ji interrupt)

P1 – (sardar ji)- bank me kab se hone lagi electronic use hum to software use karte h

Me– sir bilkul, jo computer hai sir wo electronic part hai..

(Iss answer se P1 ke swal khtm ho gye)

P2 -Rbi ki monetary policy aapne suna hoga wo kya hai…

Me– Sir monetary policy RBI banata h, isme direct and indirect tools h like CRR SLR repo rate reverse repo rate (He -bete Direct me kya kya hota h) sir CRR SLR (His voice Hhuu..neck down and up process)…..

…..  wait few second, But no counter question so I continue to same…  sir indirect me repo reverse repo bank rate msf rate.  then I explained CRR SLR REPO in single line ( member voice- bank rate base rate  ) I have explain these, mai explain shi kar rha tha but Bank rate ko Base rate and Base rate ko Bank rate bol  gya. Maine bola sorry sorry sorry sir and jse hi fir se explain krna chaha…….

P1– Aap confuse kar rhe h

Female member – Sir bol to shi rha h but…..

P3 -(I think head of panel)- Beta ghabrao mat. Kuch khao , (Badam and fruit ko meri trf kiya) Lo khao khao. ( thank you sir ) khao beta khao, be relax ( no sir thank you) but jid krne pe maine sirf 1 badam utha liya.

P1– thoda angerly ab batao

Me: with smile sir ab yaha aake confuse ho hi gya to…

P4 -with smile  achha jaane do ye btao kya padhke aaye ho

Me sir– Basic Banking, Govt scheme,  current etc.

P1 – again- Make in India Made in India me difference kya hai..

Me -sir  wse to koi difference nhi h. MAKE IN india me company kahi ki ho skti h, MADE IN me company usi desh ki hoti h. ( dhyan se sunte huye , kya kya bataya aapne) sir MADE IN me koi desh kya krta h suppose  harek sector me 10-10 company bna di and bahar walo ko bola aao and invest kro.

Jse ki china ne set ki h Foxconn, Ye i-phone b bnati h samsang ke phone b bnati h. Samsung and  i-phone ne  invest jrur kiya h, but setup china ka h ye MADE IN china hua. MAKE IN me bahar se aake invest kr skte h and manufacture bhi kar skte h. sir make in se hi made in ki trf badha jayega.

P1- Foxconn yaha India me bnaye to?

Me– sir make in india hua,  humare liye wo bahar se aayi h na ki humne set ki h

P1 -Phir kya frk hua ( they not satisfied)

P5 -priority sector ke bare me kya jaan te ho.

Me – explain with example very well.

P5 -good good ( haath hilate hue)

P5– bank or priority sector

Me  – sir bank ke liye 40 percent h

P5 -good good

P5 actual me banking kya h

Me – explained

Other panel member- good good

P5GDP GNP me difference kya h?

Me – explained

One other member- mera bhai USA me h, USA me jo kamata h kya wo india ki  gnp me add hoga

Me– no sir, tab add hoga jab money yaha bhejta ho

Member – wo mere saving account me jama krwata h yaha.

Me – yes sir wo add hoga

P1– abhi Aap bol rhe the add nhi hoga

Me – sir maan lo wo 50 laakh per month kamata h. wah khrcha jyda h 20 lakh whi  khrch deta h. baaki me 10 laakh ghar India me bhej deta h. sir hum sirf wo count krenge jo india ki GDP me transfer hua h ya bahar gya h. Jse 10 lakh bheje to wo gnp me count hoga.

P3– good

P4– what is selling and marketing bilkul short kuch sabdo me batao aap hume?

Me– sir marketing khridne ke liye kisi ko uksaana  h – sales use us cheez ko bech dena hai

P4–  Achha btaya. Inka link kya hota h, phle kya hota h

Me– sir marketing phle hoti h. marketing sales badhne ka trika h ( He satisfied)

P3 -Aapki 3 strength batao 3 weakness batao

Me-  sir strength  customer dealing. Sir pvt job me mujhe field me different- different  type ke customer milte the. Whi se maine sikha h how to deal and handle customer . Hard working  and sir weakness me …..(smile pass krte huye ye to 2 hui h) me – sir making relationship with different nature ( actually I have not prepare  relationship as my strength but that time pta nhi kse  bola gya)

And  weakness me sir mai field me kaam karta tha. Diff diff type ke logo se milta tha. Punjab Haryana Rajasthan UP Himachal etc etc . sir aadha ghanta (half hour)  baat krne ke baad wo bolte the  Are you from Haryana?. Sir guess kar lete the. So Sir I am working more on my Comm. Skill and improving same.

P3Beta Haryana ke ho to harvanvi to rahv e gi. ( hasnte huye)

Other member- Good bete frankly jo h wo bataya aapne  (mostely member head  hilate huye) bahut achha beta.. aapne jo h wo batya. Good

( Iss answer ke baad 2 more weakness unhone nahi puchi)

They- thank you beta.

Me- thank you sir thank you ma’m.


Subhash Chander


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PO, Clerk, SO, Insurance


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