IBPS PO V: Interview Experience – bank aspirant

By Neeraj Mishra|Updated : January 25th, 2016



Name – Nikhil Arora

Disqus Name: bank aspirant ( ਪੰਜਾਬੀ ਮੁੰਡਾ )

Qualification – B.tech ECE  

Date – 23 Jan 2016

VenuePNB Circle Office, Ludhiana

Time 8:30 am

Panel – 2

So here we start… I reached the interview venue at 8:30 am, document verification done by 10:00 am  and mine no. was at 15. My turn came around 12:15 pm.

Me:- May I come in Sir ?

M1:- yes please

Me:- Thank u… Good evening mam, and Good evening sirs.

M1 :- tusi kitho aaye ho ?

Me :- Jalandhar

M1:- tusi kite hor ni try kita ?

Me:- kita sir but koi wadia job ni mili

M1:- so tell me how is Atm connected to a bank ?

Me:- gave answers but they were not satisfied .

M2:- What is inflation ? how it is measured ?

Me:- constant increase in price of goods . there are two reasons for it

1) Shortage supply and large demand

2) Increase in cost of material and labour

M2:- So what is difference in FPI and CPI ?

Me:– sir its WPI  😛

M2:- oh yeah tell me something about it ?

Me:- told them

M2:- So what is inflation rate in india

Me:- I said 5.52 %

M2:- What is WPI rate in India ?

Me:- confused said 5.52% may be

M3:-  What is NPA?

Me:- explained with an example je asi laon dita taan oh 90 din tak koi interest nahi de reha oh npa ban jaayega .

M3:- method das sakde ho recovery layi ?

Me:- felt wow and told them about SARFAESI act and CIBIL and was about to explain other methods they stopped and said its ok

F1:- what is financial inclusion?

Me:- shocked and was feeling on 9th cloud told them that it means to provide financial services to the unbanked , weaker and lower sections of the society

F1:- What govt. has done for it?

Me:– pmjdy and mudra bank

They said its done you can go now

Me :- Thanks and walked out with mixed emotions .

That’s all about my interview .

Thanks for reading and Best of luck to all for Result. :)

I want to say thanks to Anjali mam for her support and guidance. Once again thanks to whole gradestack team.

Thanks :)

bank aspirant ( ਪੰਜਾਬੀ ਮੁੰਡਾ )


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