IBPS Clerk: English Jumbo Quiz for PO, Clerk, SO, Insurance Exams

Question 1

Direction: Read the passage given below carefully and answer the questions that follow.

Batting for e-commerce start-ups in India, Tata Group Chairman Emeritus Ratan Tata, who has personally invested in nearly a dozen start-ups post-retirement, said that the young entrepreneurs with high ambitions should be supported and mentored. “E-commerce is the new trend in Indian commerce. I believe that young Indian entrepreneurs need to be encouraged, and there is need to mentor young talent. This segment is emerging and should be supported,” Mr. Tata said while addressing the 107th Annual General Meeting of the Indian Merchants’ Chamber in Mumbai on Thursday.
Stating that he had put his personal money in these ventures and not that of others, he said it was difficult to predict whether these start-ups would emerge successful going forward. “It is difficult to predict. There is great deal of enthusiasm among the young entrepreneurs, and there are huge aspirations. Many external investors, who are very good at identifying emerging companies, have put their money. And, one has to wait and see (whether the invested companies would deliver),” Mr. Tata added. Admitting that the valuations of these new companies were sky high, Mr. Tata said this was a global phenomenon. This had been driving the growth of e-commerce start-ups and their valuation. “It (high valuation) is similar to elsewhere,” he said. Irrespective of the valuation, one needed to encourage the youngsters, he added.
Answering a question whether corporate governance was of highest standard among the start-up community, Mr. Tata said governance must ensure that one obeyed the law of the land. The enforcement should be strict, he added. “We are weak on enforcement. There is inequality in enforcement,” he said. Now that the government has made it mandatory for companies to spend two per cent of their profit on corporate social responsibility (CSR) activity, there has been concern whether the money is reaching the rightful beneficiaries. Answering a question on this, Mr. Tata said that CSR should come from within (the corporate) and should not be imposed as a tax. Many non-governmental organizations (NGOs) would get attracted to this money without having proper projects to implement. He said there should be proper guidelines as to where to use this fund.
Mr. Tata, who heads the Tata Trust that controls over 60 per cent of Tata Sons’ equity, said that he had been personally mentoring many companies and people who wanted to help the needy through their CSR funds, be it in providing mid-day meals to the poor or any other charitable work. Speaking of the growing potential of e-commerce, he said, “I feel proud to see a new segment emerging in the country. Young people need to be encouraged and mentored to embrace ethical practices. They deserve a chance to prove themselves shoulder to shoulder with traditional businesses.”

Source: https://www.thehindu.com

What according to Ratan Tata, will ensure powerful utilisation of CSR?

Question 2

Direction: Read the passage given below carefully and answer the questions that follow.

Batting for e-commerce start-ups in India, Tata Group Chairman Emeritus Ratan Tata, who has personally invested in nearly a dozen start-ups post-retirement, said that the young entrepreneurs with high ambitions should be supported and mentored. “E-commerce is the new trend in Indian commerce. I believe that young Indian entrepreneurs need to be encouraged, and there is need to mentor young talent. This segment is emerging and should be supported,” Mr. Tata said while addressing the 107th Annual General Meeting of the Indian Merchants’ Chamber in Mumbai on Thursday.
Stating that he had put his personal money in these ventures and not that of others, he said it was difficult to predict whether these start-ups would emerge successful going forward. “It is difficult to predict. There is great deal of enthusiasm among the young entrepreneurs, and there are huge aspirations. Many external investors, who are very good at identifying emerging companies, have put their money. And, one has to wait and see (whether the invested companies would deliver),” Mr. Tata added. Admitting that the valuations of these new companies were sky high, Mr. Tata said this was a global phenomenon. This had been driving the growth of e-commerce start-ups and their valuation. “It (high valuation) is similar to elsewhere,” he said. Irrespective of the valuation, one needed to encourage the youngsters, he added.
Answering a question whether corporate governance was of highest standard among the start-up community, Mr. Tata said governance must ensure that one obeyed the law of the land. The enforcement should be strict, he added. “We are weak on enforcement. There is inequality in enforcement,” he said. Now that the government has made it mandatory for companies to spend two per cent of their profit on corporate social responsibility (CSR) activity, there has been concern whether the money is reaching the rightful beneficiaries. Answering a question on this, Mr. Tata said that CSR should come from within (the corporate) and should not be imposed as a tax. Many non-governmental organizations (NGOs) would get attracted to this money without having proper projects to implement. He said there should be proper guidelines as to where to use this fund.
Mr. Tata, who heads the Tata Trust that controls over 60 per cent of Tata Sons’ equity, said that he had been personally mentoring many companies and people who wanted to help the needy through their CSR funds, be it in providing mid-day meals to the poor or any other charitable work. Speaking of the growing potential of e-commerce, he said, “I feel proud to see a new segment emerging in the country. Young people need to be encouraged and mentored to embrace ethical practices. They deserve a chance to prove themselves shoulder to shoulder with traditional businesses.”

Source: https://www.thehindu.com

What according to the passage is the reason for the growth of e-commerce?
A. External investors have put in money
B. Compulsory CSR mandate by the government
C. Technological advancements in this field

Question 3

Direction: Read the passage given below carefully and answer the questions that follow.

Batting for e-commerce start-ups in India, Tata Group Chairman Emeritus Ratan Tata, who has personally invested in nearly a dozen start-ups post-retirement, said that the young entrepreneurs with high ambitions should be supported and mentored. “E-commerce is the new trend in Indian commerce. I believe that young Indian entrepreneurs need to be encouraged, and there is need to mentor young talent. This segment is emerging and should be supported,” Mr. Tata said while addressing the 107th Annual General Meeting of the Indian Merchants’ Chamber in Mumbai on Thursday.
Stating that he had put his personal money in these ventures and not that of others, he said it was difficult to predict whether these start-ups would emerge successful going forward. “It is difficult to predict. There is great deal of enthusiasm among the young entrepreneurs, and there are huge aspirations. Many external investors, who are very good at identifying emerging companies, have put their money. And, one has to wait and see (whether the invested companies would deliver),” Mr. Tata added. Admitting that the valuations of these new companies were sky high, Mr. Tata said this was a global phenomenon. This had been driving the growth of e-commerce start-ups and their valuation. “It (high valuation) is similar to elsewhere,” he said. Irrespective of the valuation, one needed to encourage the youngsters, he added.
Answering a question whether corporate governance was of highest standard among the start-up community, Mr. Tata said governance must ensure that one obeyed the law of the land. The enforcement should be strict, he added. “We are weak on enforcement. There is inequality in enforcement,” he said. Now that the government has made it mandatory for companies to spend two per cent of their profit on corporate social responsibility (CSR) activity, there has been concern whether the money is reaching the rightful beneficiaries. Answering a question on this, Mr. Tata said that CSR should come from within (the corporate) and should not be imposed as a tax. Many non-governmental organizations (NGOs) would get attracted to this money without having proper projects to implement. He said there should be proper guidelines as to where to use this fund.
Mr. Tata, who heads the Tata Trust that controls over 60 per cent of Tata Sons’ equity, said that he had been personally mentoring many companies and people who wanted to help the needy through their CSR funds, be it in providing mid-day meals to the poor or any other charitable work. Speaking of the growing potential of e-commerce, he said, “I feel proud to see a new segment emerging in the country. Young people need to be encouraged and mentored to embrace ethical practices. They deserve a chance to prove themselves shoulder to shoulder with traditional businesses.”

Source: https://www.thehindu.com

What according to Mr Tata is a challenge with respect to corporate governance ?

Question 4

Direction: Read the passage given below carefully and answer the questions that follow.
Batting for e-commerce start-ups in India, Tata Group Chairman Emeritus Ratan Tata, who has personally invested in nearly a dozen start-ups post-retirement, said that the young entrepreneurs with high ambitions should be supported and mentored. “E-commerce is the new trend in Indian commerce. I believe that young Indian entrepreneurs need to be encouraged, and there is need to mentor young talent. This segment is emerging and should be supported,” Mr. Tata said while addressing the 107th Annual General Meeting of the Indian Merchants’ Chamber in Mumbai on Thursday.
Stating that he had put his personal money in these ventures and not that of others, he said it was difficult to predict whether these start-ups would emerge successful going forward. “It is difficult to predict. There is great deal of enthusiasm among the young entrepreneurs, and there are huge aspirations. Many external investors, who are very good at identifying emerging companies, have put their money. And, one has to wait and see (whether the invested companies would deliver),” Mr. Tata added. Admitting that the valuations of these new companies were sky high, Mr. Tata said this was a global phenomenon. This had been driving the growth of e-commerce start-ups and their valuation. “It (high valuation) is similar to elsewhere,” he said. Irrespective of the valuation, one needed to encourage the youngsters, he added.
Answering a question whether corporate governance was of highest standard among the start-up community, Mr. Tata said governance must ensure that one obeyed the law of the land. The enforcement should be strict, he added. “We are weak on enforcement. There is inequality in enforcement,” he said. Now that the government has made it mandatory for companies to spend two per cent of their profit on corporate social responsibility (CSR) activity, there has been concern whether the money is reaching the rightful beneficiaries. Answering a question on this, Mr. Tata said that CSR should come from within (the corporate) and should not be imposed as a tax. Many non-governmental organizations (NGOs) would get attracted to this money without having proper projects to implement. He said there should be proper guidelines as to where to use this fund.
Mr. Tata, who heads the Tata Trust that controls over 60 per cent of Tata Sons’ equity, said that he had been personally mentoring many companies and people who wanted to help the needy through their CSR funds, be it in providing mid-day meals to the poor or any other charitable work. Speaking of the growing potential of e-commerce, he said, “I feel proud to see a new segment emerging in the country. Young people need to be encouraged and mentored to embrace ethical practices. They deserve a chance to prove themselves shoulder to shoulder with traditional businesses.”
Source: https://www.thehindu.com

Which of the following best replaces the word “mentored” in the sentence, “the young entrepreneurs with high ambitions should be supported and mentored”?

Question 5

Direction: Read the passage given below carefully and answer the questions that follow.
Batting for e-commerce start-ups in India, Tata Group Chairman Emeritus Ratan Tata, who has personally invested in nearly a dozen start-ups post-retirement, said that the young entrepreneurs with high ambitions should be supported and mentored. “E-commerce is the new trend in Indian commerce. I believe that young Indian entrepreneurs need to be encouraged, and there is need to mentor young talent. This segment is emerging and should be supported,” Mr. Tata said while addressing the 107th Annual General Meeting of the Indian Merchants’ Chamber in Mumbai on Thursday.
Stating that he had put his personal money in these ventures and not that of others, he said it was difficult to predict whether these start-ups would emerge successful going forward. “It is difficult to predict. There is great deal of enthusiasm among the young entrepreneurs, and there are huge aspirations. Many external investors, who are very good at identifying emerging companies, have put their money. And, one has to wait and see (whether the invested companies would deliver),” Mr. Tata added. Admitting that the valuations of these new companies were sky high, Mr. Tata said this was a global phenomenon. This had been driving the growth of e-commerce start-ups and their valuation. “It (high valuation) is similar to elsewhere,” he said. Irrespective of the valuation, one needed to encourage the youngsters, he added.
Answering a question whether corporate governance was of highest standard among the start-up community, Mr. Tata said governance must ensure that one obeyed the law of the land. The enforcement should be strict, he added. “We are weak on enforcement. There is inequality in enforcement,” he said. Now that the government has made it mandatory for companies to spend two per cent of their profit on corporate social responsibility (CSR) activity, there has been concern whether the money is reaching the rightful beneficiaries. Answering a question on this, Mr. Tata said that CSR should come from within (the corporate) and should not be imposed as a tax. Many non-governmental organizations (NGOs) would get attracted to this money without having proper projects to implement. He said there should be proper guidelines as to where to use this fund.
Mr. Tata, who heads the Tata Trust that controls over 60 per cent of Tata Sons’ equity, said that he had been personally mentoring many companies and people who wanted to help the needy through their CSR funds, be it in providing mid-day meals to the poor or any other charitable work. Speaking of the growing potential of e-commerce, he said, “I feel proud to see a new segment emerging in the country. Young people need to be encouraged and mentored to embrace ethical practices. They deserve a chance to prove themselves shoulder to shoulder with traditional businesses.”
Source: https://www.thehindu.com

What according to the article is the reason why big industrialists would want to promote new business setups?

Question 6

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark ‘All are correct’ as the answer.

Pune will knew they have a (A)/ chance, has given that they got a (B)/ 1-1 draw when they had went to Bengaluru (C)/ in the league stage and Roca's team will have (D)/ the backing of the home crowd at their Fortress.

Question 7

Direction: In the following question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark (E), i.e., 'All are correct' as your answer.

The decision, was taken at the weekly cabinet (A)/ meeting on Tuesday, came in responds to (B)/ a series of arson attacks targeting dozens of historical monuments (C)/ and African-owner shops and homes in Kandy, (D)/ located in the Central Province.

Question 8

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark option E, i.e., 'All are correct' as the answer.

Inequality is the root of all number (A)/ of social problems that occur when (B)/ things such gender, disability, (C)/ race, that age may affect the (D)/ way a person is treated.

Question 9

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E i.e. All are correct as the answer.

Reactions are pouring in (A)/ after Michigan State University agreed to settle (B)/ hundreds of lawsuits filed (C)/ against it by the survivors of former (D)/ MSU doctor Larry Nassar's sexual abuse. (E)

Question 10

Direction:In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E i.e. 'All are correct' as the answer.

Incidentally, company H’s parent firms (A)/ have been infusing into additional (B)/ capital to cover in the losses (C)/ and farther infusions would (D)/ be done at appropriate times, if needed.

Question 11

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E i.e. All are correct as the answer.

Xylem was one of the two (A)/ type of transport tissues in vascular plants, (B)/ the basic function of which are to transport (C)/ water from roots to shoots and leaves, but it (D)/ also transports nutrients.

Question 12

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E i.e. All are correct as the answer.

If the dream of a cash-less country (A)/ has to be realised, (B)/ there must be no extra taxes (C)/ levied whatsoever on any (D)/ form of cashless transactions. (E)

Question 13

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E i.e. All are correct as the answer.

The Ministry of Finance over (A)/ Smugglers and Foreign Exchange Manipulators Forfeiture of Properties Act (B)/ will auction three properties in belonging (C)/ to under world don (D)/ Dawood Ibrahim on Tuesday. (E)

Question 14

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct, mark E, i.e., "All are correct" as the answer.

In general, Yoga are a (A)/ way of life and living, how (B)/ you treat others, the reception you (C)/ had for your body (D) /and the world around you.

Question 15

Direction: In the given question, a sentence is divided into five parts out of which the last part is correct. Out of the remaining four, there are errors in three parts. Choose the part which doesn’t have an error. If all the four parts are correct mark E, i.e., 'All are correct' as the answer.

The development comes as Trump is preparing (A)/ for a historic summit meeting with North (B)/ Korean leader Kim Jong Un, following (C)/ months of tense sabre-rattling over the North's (D)/ nuclear and missile programs. (E)

Question 16