30 Important Banking Awareness Questions : Can you score 25/30? for PO, Clerk, SO, Insurance Exams

Question 1

CASA ratio of bank indicates the ____.

Question 2

A company which pools money from investors and invests in stocks, bond and shares is called __.

Question 3

In India, which of the following organizations is responsible for the sterilization of foreign inflows?

Question 4

An asset would be classified as a doubtful asset under which of the following conditions?

Question 5

Under which of the following sections of the RBI Act 1934, the Reserve Bank of India has the sole right to issue bank-notes of all denominations except the one rupee note?

Question 6

Which of the following statements is correct about a ‘Stale Cheque’?

Question 7

Which of the following banks is India’s first Small Finance Bank (SFB)?

Question 8

RBI takes “Prompt Corrective Action” when a bank is faced to __

Question 9

The Cash Reserve Ratio (CRR) which is to be maintained with the Reserve Bank of India is maintained in which of the following ways?

Question 10

Whose signature does the hundred rupee currency note in India bear?

Question 11

What are Mutilated Notes?

Question 12

Deposit Insurance and Credit Guarantee Corporation ( DICGC) is a subsidiary of _____.

Question 13

Which of the following bank has decided to link interest rates on the savings bank account to an external benchmark from 1st May 2019?

Question 14

Who has become the third listed entity to achieve a market cap of Rs 6 lakh crore after Reliance Industries and TCS?

Question 15

Which insurance company has launched a specially designed mentorship program ‘Wings’, to empower the female workforce?

Question 16

Which of the following banks has raised Rs 660.80 crores by issuing shares to employees under Employee Share Purchase Scheme (ESPS)?

Question 17

What does ‘E’ stand for in SARFAESI?

Question 18

Which of the following statements are correct with respect to the Foreign currency convertible bond (FCCB)?
I. FCCBs are equity-linked debt securities which give the holder the right to convert the bond into equity or a depository receipt (DR) after a certain period of time.
II. Companies issue foreign currency convertible bonds to raise money in Indian currency
III. FCCBs are tradable on the stock exchange.
IV. Like any other debt raising instrument, FCCBs appear on the assets side of the balance sheet of the company issuing them.

Question 19

Which of the following insurance Company has launched a new microinsurance plan ‘Micro Bachat’?

Question 20

What is the size of the new 200-rupee bank note?

Question 21

IDFC First Bank, the new entity formed after the amalgamation of Capital First with IDFC Bank. The headquarter of IDFC First Bank is in ____.

Question 22

Recently, the government has amalgamated which three Regional Rural Banks?

Question 23

Which of the following banks has designed and developed PaiSA portal for quicker processing of loans under the Deendayal Antyodaya Yojana?

Question 24

Which of the following banks got the top spot among the PSU banks in the digital transactions as per the report published by the Department of Financial Services?

Question 25

Which Bank has launched its Multi Option Payment Acceptance Device (MOPAD) for digital payments?

Question 26

Which app launched for mutual fund investments, SIPs begin at Rs 100?

Question 27

Banks, borrow money from the Reserve Bank of India at which of the following rates?

Question 28

What is the minimum denomination of Treasury bills to issue in India?

Question 29

‘Gilt-edged securities’ are issued by ____.

Question 30

Green Climate Fund is dealt by which of the following agency?

Question 31

National Automated Clearing House (NACH) is introduced by ____.