Essay Writing Tips For RBI Grade B 2022 Exam

By Gaurav Tripathi|Updated : May 6th, 2022

The RBI Grade B Phase 2 Exam's writing skills in English Paper has become one of the most essential papers. It's because aspirants can go as high as 85 scores if they write an excellent essay. Furthermore, the score on this exam is added together to determine the final rank, making it a very essential and scoring paper.

For Phase 2 of RBI Grade B exam, the English Descriptive paper is worth 100 marks and takes 90 minutes to complete. The essay writing section is worth 40 marks, therefore it's a high-value topic. This is because hopefuls for banking exams are trained to solve aptitude problems, perform rapid calculations, apply logic, and select the proper option from a list of options.

Table of Content

As a result, we dislike writing lengthy articles on subjects we are unfamiliar with. The majority of candidates have nightmares about writing a 500-word essay and passing Phase 2 descriptive paper.

We will release every topic by dividing the topic into three parts:-

1) Introduction 

2) Subject

3) Conclusion.

Read here a detailed article on it.

We've put together a tried-and-true plan that includes simple techniques and pointers for overcoming the simple writing issue. Though they may appear monotonous at first, once you master them, nothing will be able to stop you from creating a fantastic essay. So, what is the best essay writing strategy? It's simple: get the following details correct.

How to Write Essay for RBI Grade B Phase 2

This is another article for aspirants in the RBI Grade B series. Today, we will focus on a very important part of the English Paper in Phase 2 – Essay Writing. As already discussed in this article, Phase I is qualifying in nature, i.e. the marks of Phase I will not be counted in deciding the final merit. There is a sectional cut-off and overall cutoff in Phase I while there is the only aggregate cut-off in Phase II.  This means that if you are strong in English, you can increase your chances of getting into the final round. RBI may make some changes in the pattern in the form of the word limit, weightage, and type. 

Question Type


Word Limit







Reading Comprehension



You can practice RBI Grade B Mock tests in the BYJU'S Exam Prep Bank Regulatory exam test series. 

Important Points for RBI Grade B Descriptive Test

The following is critical to remember when you are preparing for descriptive type of questions: 

  • It is very important to take care of the word limit. Writing beyond the prescribed limit will result in negative marking.
  • No spelling mistakes – use alternate words if you are not sure of the spellings
  • Since the word limit typically ranges between 250-300 words every year, it is important that you complete your article between 2 to 3 paragraphs.
  • Concentrate on the topic, RBI generally gives an option to pick one among 4-5 topics. Do not deviate from the topic.
  • Provide a conclusion.

Typically, an essay should include a starting which sets the theme, followed by the supporting arguments, and should end with a sound conclusion.

We will now give you a few pointers on the topic.

GST Reforms and its challenges and our source would be the Editorial published in The Economic Times on 02.12.2022. You can read the original article by clicking here. We will stick to the word limit of 250-300.

Start of the Essay

When you start your eassy, keep in mind that in introduction you gave the examiner a clear idea about the topic and write a brief synopsis you're going to write in main structure of content: 

  • It is advised to start with the positives. State its provisions and how it encourage cooperative federalism.
  • Avoid criticizing Government/RBI even if you don’t agree with the policies.
  • Since the word limit is very small, you can do away with the definition of the topic. (like what is GST and its features in our topic).
  • This should set the theme of the essay.


  •  India’s biggest indirect tax reform since 1947 looks like it has finally arrived – the Goods and Service Tax. The GST is being introduced not only to get rid of the current patchwork of indirect taxes that are partial and suffer from infirmities, mainly exemptions and multiple rates, but also to improve tax compliances. GST by subsuming an array of indirect taxes under one rubric, will simplify tax administration, improve compliance, and eliminate economic distortions in production, trade, and consumption.

Word Count – 80

How to Build Up?

  • Continue with the theme set in the above para
  • Provide supportive arguments
  • Use some facts/figures/data if you have
  • Focus on the subject/topic


  • The indirect taxes are considered regressive compared to direct taxes, which are typically proportional to the ability to pay. It’s because the poor and the working classes spend a greater proportion of their income on essential consumption compared to the classes that are better off. In light of such scenario government needs to strengthen the social protection measures to neutralize the effects of regressive tax regime. A panel under chief economic adviser Arvind Subramanian, constituted by the government to decide on goods and services tax (GST) rates, has recommended a revenue-neutral rate of 15-15.5%, with a standard rate of 17-18% which will be levied on most goods and all services. Every country has to adopt the structure it can administer. The structure that would emerge would be based on the consensus reached and it is necessary to ensure that the fundamental, sound features of the tax are not compromised. 

Word Count – 145


  • Provide a clear conclusion
  • Do not raise any new argument
  • Keep word limit in mind 


  • Finally, it is important to consider the GST reform as a process rather than an event. Once the basic features of the tax are implemented, it would be necessary to improve the structure and operational aspects of the tax over time.

Total words used = 80+145+41 = 266

As discussed, this article forms part of our series of RBI Grade B. We will keep sharing us more in the coming days. Wish you all the best in your examinations. If you have any doubts, please let us know in the comments.

Experts Tips on Essay Writing for RBI Grade B

Descriptive English, in general, has been found to be the most overlooked paper when preparing for the RBI Grade B Phase 2 exam. The Essay, Precis Writing, and Comprehension areas of the Descriptive English section of the Phase 2 exam have the same weighting as the other two sections. You must realize that the better you perform in this segment, the higher your written score will be, which will raise your overall score after the interview score is added. 

  • Use simple vocabulary whenever possible. A concise, clear, and grammatically error-free essay will have more impact than one with a large vocabulary.
  • An essay is divided into three sections: the introduction (history, definition, and information about the topic), the body (specific material), and the conclusion (suggestions, challenges, solution). Make sure you don't miss anything.
  • You should not begin your introduction with an idiom or a proverb. You can put that after the introduction or end with an idiom or phrase as a conclusion if you like.
  • To substantiate what you've started, try to include some historical examples or figures.
  • In the final paragraph, try to express your thoughts on the topic by offering a solution to the problem or describing the obstacles and measures to overcome them.
  • Keep yourself informed about current events across the world, economic trends, the state of agriculture, and other news by making it a habit to read the newspaper every day.

You can click on the links mentioned below for a comprehensive analysis of RBI Grade B Exam:

Related Links

RBI Grade B

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RBI Grade B Cut Off

RBI Grade B Preparation Tips

RBI Grade B Question Papers

RBI Grade B Books

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Man INDFeb 6, 2018

@Man IND

mansurFeb 6, 2018

Thanks a lot mam this is really helpful mam @Priyanshu Maheshwari

SanjeevFeb 7, 2018

Mam paper II ka complete note chahiye

SatishFeb 10, 2018

Anjali Anand

Anjali AnandFeb 13, 2018

Very helpful article !! Thank you for sharing.. :)
amol nikas

amol nikasFeb 14, 2018

Mam kya hum apne khud ke word me essay likh sakate hai kya .ya editorial me se paragraph  likhana chahiye.plz suggest.
Archana Sharma
in conclusion word count is 53
Bhavya Prakash
Thanks for such useful explaination@Priyanshu Maheshwari

ValliApr 12, 2018

mam from where i will prepare for english phae 2 essay sectionin rbi grade b


  • The writing skills in English Paper has become one of the important papers, especially in the RBI Grade B Phase 2 Exam. It is because students can score even 85+ marks if a candidate can write brilliant answers. Make a rough draft incorporating all the factual information that you can recall about the given topic. Now, make a coherent structure using all the points that should have a clear beginning, in the form of introduction, the middle, or the body of the essays elaborating the topic and an end which includes conclusion and suggestions, if required.

  • As per the experts, you need to divide the essay into three parts which are-

    • Introduction
    • Subject
    • Conclusion

    In introduction part, write a brief synopsis and give an idea about the main content you are going to write. Then, focus on connecting introduction with main structure to maintain the flow.

  • Start a essay for RBI Grade B 2022 exam:

    • It's best to begin with the positives.
    • Even if you disagree with the policies, don't criticize the government or the RBI.
    • The definition of the topic can be omitted because the word limit is so small. (For example, in our topic, what is bank recapitalization).
    • This should establish the essay's theme.

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tags :Regulatory BodiesGeneralRBI Grade B OverviewRBI Grade B Admit CardRBI Grade B SyllabusRBI Grade B Exam AnalysisRBI Grade B Cut Off

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