RBI Assistant Vs SBI Clerk: Salary, Job Profile, Career Growth, Pattern Comparison

By Amrit Gouda|Updated : February 18th, 2022

RBI Assistant Vs SBI Clerk (Junior Associate): RBI Assistant and SBI Clerk are the dream jobs of many. Being the bankers of the bank i.e Reserve Bank of India and largest bank of the nation i.e State Bank of India attracts lakhs of aspirants every year but only a few prominent get to work with these reputed organizations. With both opportunities in hand, students are in quandary to accomplish their dreams in both or any of them. No doubt, it requires a lot of effort and hard work to secure a job. 

There is always some difference in the work profile, Salary, Job responsibilities, Career progression, etc between SBI Clerk and RBI Assistant. how a person should choose when it comes to making a choice between the topmost financial institutions? What should be the key points for the basis of selection? RBI and SBI both exams are yet to be conducted let us have a deep discussion on both the exams.

Table of Content

RBI Assistant Vs SBI Clerk: Comparison

Students need to be very specific and goal-oriented when it comes to choosing their dream job. There were a total of 5450 (Approx) Vacancies in SBI Clerk last year whereas 950 vacancies have been released by RBI for the recruitment of RBI Assistant 2021-22. There will be fierce competition in both the exams that may leave you in a tight corner.

You can practice the most expected questions in the RBI Assistant Test series of BYJU'S Exam Prep's Bank Test series.

RBI Assistant Vs SBI Clerk: Important Highlights

Let's discuss the important and key points of RBI Assistant and SBI Clerk exams like the conducting body, level of exams, etc.

Mode and Other TypeRBI AssistantSBI Clerk
Exam Conducting BodyReserve Bank Of IndiaState Bank Of India
Exam LevelsThree: Preliminary, Mains, and LPTThree: Preliminary, Mains, and LPT
Exam ModeOnline Objective TestOnline Objective Test
DesignationAssistantJunior Associate (Clerk)
BondThere is no bondThere is no bond

No doubt, both the financial institutions are different from each other still there are some differences. Let us discuss the basic differences in detail.

RBI Assistant Vs SBI Clerk: Prelims Exam Pattern

Here we will discuss the major key similarities and differences between the exam pattern of the two exams?

Basis of comparisonRBI Assistant Prelims ExamSBI Clerk Prelims Exam
Sections/SubjectsThree: Reasoning, Quant, EnglishThree: Reasoning, Quant, English
Composite Time1 hour1 hour
Maximum Marks100 Marks100 Marks
Total number of questions100 (30 in English, 35 in quant, 35 in Reasoning)100 (30 in English, 35 in quant, 35 in Reasoning)
Negative MarkingYes (1/4 of the marks allotted to each question)Yes (1/4 of the marks allotted to each question)
Sectional TimingYes, 20 minutes for each sectionYes, 20 minutes for each section
Sectional Cut OffYesNo

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RBI Assistant Vs SBI Clerk: Mains Exam Pattern

Basis of comparisonRBI Assistant Prelims ExamSBI Clerk Prelims Exam
Sections/SubjectsFour: Reasoning, Quant, English, GA, Computer KnowledgeFour: Reasoning, Quant, English, GA
Composite Time135 Minutes160 Minutes
Maximum Marks200 Marks200 Marks
Total number of questions100 (30 in English, 35 in quant, 35 in Reasoning)100 (30 in English, 35 in quant, 35 in Reasoning)
Negative MarkingYes Yes 
Sectional TimingYesYes
Sectional Cut OffYesNo

There are no major changes in the exam pattern of the aforementioned exams. The syllabus for both exams is more or less similar to each other. But there may be a difference in the difficulty level of both the exams.

RBI Assistant Vs SBI Clerk: Difference in Salary (Latest Updated)

Let's discuss the job profile, pay-scale and in-hand salary of the RBI Assistant and SBI Clerk exam as per 2021-22 salary structure and pay-scale.

Salary and other benefitsRBI AssistantSBI Clerk
Basic Pay

Candidates after selection will draw a basic pay of ₹ 20,700/- per month on the scale of Rs. 20700 – 1200 (3) – 24300 – 1440 (4) - 30060 – 1920 (6) – 41580 – 2080 (2) – 45740 – 2370 (3) – 52850 – 2850 – 55700 (20 years). They will also be entitled to various other perks and allowances given below.

As per the latest notification, the revised pay scale of the SBI Clerk is ₹ 17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The starting Basic Pay is ₹ 19900/- (₹ 17900/- plus two advance increments admissible to graduates).
Other Benefits
  • Dearness Allowance
  • House Rent Allowance
  • City Compensatory Allowance
  • Transport Allowance
  • Dearness Allowance (DA)
    Decided on the basis of CPI; DA is revised quarterly
  • House Rent Allowance (HRA)
    HRA depends on the place of posting of the employee and this component is usually higher for metro cities as compared to urban, semi-urban, or rural areas
  • Special Allowance
  • Transport Allowance
In-Hand Salary (Approx)approximately ₹ 33421/-.SBI Clerk in-hand salary usually lies in the range of ₹27,000/- to ₹31,000/- (as per posting location).

RBI Assistant Vs SBI Clerk: Job Profile

RBI AssistantSBI Clerk
  • Ensuring Financial Stability.
  • Currency Issue & Circulation.
  • Responsible for documentation
  • Government treasury work
  • File work: It includes a collection of receipts, maintenance of ledger, balance tally, etc.
  • Replying to queries over mail
  • Also, work as a data entry operator
  • Functions as a Single Window Operator (SWO):
    This involves performing the day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS, etc, issuance of Demand Drafts (DD), cheque clearance, cheque book requests, receiving inward emails, etc.
  • Work as cashier
  • He may also be given responsibilities to  function as special assistants or universal tellers
  • He is involved in public dealing and is also liable to solve the queries of the customers.

RBI Assistant Vs SBI Clerk: Career Progression

Here we will discuss the career progression of the SBI Clerk and RBI Assistant.

RBI AssistantSBI Clerk
  • Assistant
  • Grade A (Officer/Assistant Manager)
  • Grade B (Manager)
  • Grade C (Senior Manager)
  • Grade D (Chief Manager)
  • An employee has to work for at least 3 years to be eligible for the promotion. He can also apply through JAIIB for promotion.

RBI Assistant Vs SBI Clerk: Difference in Difficulty Level

There is a negligible difference between the difficulty level of both exams. The preliminary exam is easier whereas the Mains exam is comparatively difficult. Online exams are conducted to test the ability, efficiency, time management, and speed of the candidate. Aspirants have to be very good to tackle the difficulty level of both exams. There is no interview in both the exams but aspirants will have to appear for the language proficiency test, if applied from a different state.

Marks obtained in the preliminary exam in both the mentioned exams will not be considered for the final merit list but it is mandatory to clear it. Merit list will be drawn on the basis of the marks secured in the Mains exam only. LPT is qualifying in nature in both exams.

If you are preparing for any of the exams or for both the exam, complete your preparation with the latest test series and video course by BYJU'S Exam Prep. Check the latest study material for RBI Assistant and SBI Clerk exams.

Related Useful Links

RBI Assistant SyllabusRBI Assistant Selection Process
RBI Assistant Question PapersRBI Assistant Salary 

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FAQs

  • RBI Assistant has a better salary than SBI clerk.

  • Not at all. The level of exam of both the exams is almost similar. It depends on the number of candidates appearing for the exam.

  • In-hand salary of SBI Clerk: Around 30k per month

    In-hand salary of RBI Assistant: Around 34k per month

  • Job profile of RBI Assistant: Ensuring Financial Stability. Currency Issue & Circulation. Responsible for documentation. Government treasury work


    Job profile of SBI Clerk: Functions as a Single Window Operator (SWO): This involves performing the day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS, etc, issuance of Demand Drafts (DD), cheque clearance, cheque book requests, receiving inward emails etc

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