Op-Ed Focus: A timely step: State-owned banks should address their NPAs

By Atul Roy|Updated : March 28th, 2017

Article: A timely step: State-owned banks should address their NPAs

Link: http://www.thehindu.com/opinion/editorial/a-timely-step-stateowned-banks-should-strive-to-address-their-npas/article17668164.ece

Now try and answer the following questions:

  1. What are Non-Performing Assets (NPAs)? What is the reason why risks to the banking sector remain worryingly high as highlighted by the RBI in its last financial stability report? How can this risk be mitigated?
  2. What is the twin balance sheet problem the Indian banks are facing as highlighted in the Economic Survey? How can this problem be resolved?
  3. What are Systemically Important Banks (SIBs)? What threats an economy faces if there is stress in the asset quality of SIBs? Elucidate

Points to Ponder:

  1. What are the Pillars in Basel III norms? How can implementation of Basel III norms resolve the stressed asset quality in the Indian banking sector? The biggest challenges in implementation of this norm is weak govt finances. How can that challenge be overcome?
  2. What is the Chakravyuha challenge to the Indian Economy as depicted in the Econ Survey? How can this challenge be addressed?
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Shivam Jaiswal
Sir  hindi me kaise hoga
Shivam Jaiswal
Sir study krne wali cheez hindi  m  ni aa rhi h

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