Important Govt. Schemes for NABARD Grade A Exam 2022

1. New Agricultural Marketing Infrastructure (AMI) sub-scheme of ISAM

A sub-scheme of the Integrated Scheme for Agricultural Marketing (ISAM), Agricultural Marketing Infrastructure (AMI), is being implemented by the government to help with the construction and renovation of godowns and warehouses in rural areas of the States in order to increase the storage capacity for agricultural products.

According to the category of qualified beneficiaries, the government offers a subsidy at a rate between 25 and 33.33 percent on the project’s capital cost under the scheme. Individuals, Farmers, Groups of Farmers/Growers, Agri-preneurs, Registered Farmer Produce Organizations (FPOs), Cooperatives, and State Agencies, among others, can all receive assistance. The program is market-driven.

Objective:

• to encourage the development of scientific storage capacity and to promote pledge financing in order to increase farmers’ income.
• To encourage Integrated Value Chains in order to provide vertical integration of farmers with primary processors.
• To use ICT as a vehicle of extension in order to sensitize and orient farmers to respond to new challenges.
• to build a national information network system for the quick gathering and distribution of market information and data on arrivals and pricing for farmers and other stakeholders to use effectively and promptly;
• to encourage private investment in the establishment of agribusiness projects and thereby provide producers with an assured market; to strengthen backward linkages of agribusiness projects with producers and their groups.

2. Agri Clinics and Agri-Business Centres Scheme (ACABC)

This innovative program was introduced by the Ministry of Agriculture and Farmers’ Welfare, Government of India, in collaboration with NABARD and MANAGE to improve farming practices for all farmers around the nation. This program intends to draw on the knowledge that the wide pool of agriculture graduates has to offer. You can open your own AgriClinic or AgriBusiness Center and provide qualified extension services to numerous farmers regardless of whether you are a recent graduate or not or whether you are employed or not.

Objectives

• To support public extension efforts by offering farmers extension and other services on a fee-for-service or free-of-charge basis in accordance with the agri-business preneur’s model, local needs, and level of affordability of the target group of farmers
• to encourage the development of agriculture
• to provide unemployed agricultural graduates, agricultural diploma holders, intermediate farmers, and biological science graduates with advanced degrees in agri-related fields with chances for meaningful self-employment.

Agri-Clinics

Agri-Clinics are designed to give farmers specialized advice and services on a range of topics in order to improve the production of their crops and animals and boost their earnings. The following areas are supported by Agri-Clinics:

• Soil health
• Cropping practices
• Plant protection

Agri-Business Centres

Agri-Business Centers are for-profit divisions of agri-ventures founded by specialists in agriculture. These businesses could focus on post-harvest management, market connections for revenue creation, and maintenance and custom hiring of agricultural equipment, among other activities in agriculture and related fields.

3. Dairy Entrepreneurship Development Scheme (DEDS)

With a 25 crore rupee investment, the Dairy/Poultry Venture Capital Fund initiative was launched in December 2004. From the fiscal year 2008–09, this program was divided into two distinct programs, the Dairy Venture Capital Fund and the Poultry Venture Capital Fund.

In order to increase the effectiveness of the Dairy Venture Capital Fund scheme through broader coverage, improved component-wise outlays, and the addition of additional components for assistance under the plan, it was redesigned as the Dairy Entrepreneurship Development Scheme in June 2010.

 

Objectives of the Scheme

1. To generate self-employment opportunities and provide infrastructure for the dairy sector development at a proper pace.
2. To establish modern and advanced dairy farms for the production of clean milk
3. Incentivize the upbringing of heifer calves in order to preserve and improve breeding stock
4. Change the unorganized sector’s structural makeup such that the initial processing of milk can be done at the village level.
5. modernizing existing technologies to handle milk on a large-scale basis

4. Interest Subvention Scheme

In his budget statement for 2006–07, the honorable finance minister stated that the government had resolved to guarantee that farmers obtain short-term financing at a rate of 7 percent with a maximum of Rs. 3.00 lakh on the principal amount. The policy became effective in Kharif 2006–2007. The amount of subvention was to be based on the crop loan amount from the date of disbursement up to the farmer’s actual date of repayment or up to the loan’s due date set by the banks, whichever came first, for a maximum of one year.

Objectives

• To boost manufacturing and service industry productivity.
• To lower the cost of loans for MSMEs by providing incentives for their adoption of the GST in order to promote economic growth.

A. Incentive to farmers on prompt repayments

Since 2009–10, the Indian government has offered farmers an extra subvention of 1% as a reward for paying back their loans early, that is, on or before the due date or the date set by the bank, up to a maximum of one year. For 2010–11 and beginning in 2011–12, it has been raised to 2 and 3 percent, respectively.

B. Relief to farmers

An interest subsidy of 2% on the restructured amount of agricultural loans has been made available to banks for the first year in order to help farmers impacted by natural disasters. According to the RBI’s policy, these restructured loans will begin to accrue interest at the standard rate after the second year.

5. National Livestock Mission – Entrepreneurship Development & Employment Generation (NLM-EDEG)

Since 2014, the National Livestock Mission (NLM) program has been in place throughout the nation. During 2021–2022, the plan was adjusted. The primary goals of the reorganized National Livestock Mission (NLM) program are to enhance the production of beef, goat milk, eggs, and wool while also creating jobs and fostering entrepreneurship.

Objectives

List of Beneficiaries

• Farmers, individual entrepreneurs
• NGOs
• Companies
• Cooperatives
• Groups of the organized and unorganized sectors that include Self- Help Groups (SHGs) and Joint Liability Groups (JLGs)

Must Know Concepts and Articles: NABARD Grade A Exam 2022

Kindly go through the most important concepts and study notes for NABARD Grade A exam 2022 preparation.

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2	Must know concept for NABARD Grade A 2022 Exam: Soil Health Card Scheme
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So here we have provided all the important study notes related to important Govt. schemes for the upcoming exam. Kindly make sure to complete all the notes and make your own notes to help you revise them in the final moment before the exam.