IBPS PO V interview Experience – Dheeraj M

By Neeraj Mishra|Updated : January 29th, 2016

Dear Aspirants,

Here is the Interview experience of Dheeraj M from Hyderabad.


Disqus id: Đђєєгנ

Venue: Andhra Apex College, Gachibowli, Hyderabad.

Date: 29/01/16

Panel: VII

Time: 8 30am

Category: General.

Part 1: I reached the venue by 8:20 AM and we were all called to seminar hall where we asked to recheck all the documents and get ready for Bio metric verification. One person’s bio metric wasn’t verified so they asked him to wash his hands twice and come.

By then my name was called and my bio-metric verification was done smoothly.

Later we were asked to move to another building where document verification and interviews were happening.

Although i gave them Birth certificate as proof, they insisted on 10th and 12th marks sheet too… thankfully I carried those too and I gave them that and document part too was done smoothly.

Now the toughest part, INTERVIEW!!

Part 2:

I was 14th in the list. Interviews were happening for around 10-15min.

Bell rang and my turn came around 11 45am.

Me: Knock Knock. May i come in sir?

Sir: Come in.

4 members were. 1 Female and 3 Males. All middle aged.

Me: Good mrng mam and good mrng sirs.

M1: Please take your seat.

Me: Thank you panel.

M1: So you’re Dheeraj.. (He was trying hard to pronounce my surname, so i helped him with that.)

M1: Where are you from?

Me: I was born and brought in Hyderabad only sir.

M1: Some elections are going to happen and some campaigns are going on.. what is that?

Me: Greater Hyderabad Municipal Corporation elections Sir.

M1: What is special about it?

Me: Sir this is the 1st time that we’re having GHMC elections after the Telangana state formation.

M1: Yes yes. So whom do we elect in this elections?

Me: We will be electing Corporators sir.

M1: Hmm. When is the election?

Me: Feb 2nd.

M1: So what about mayor? Do we select him too?

Me: No sir. All the cooperators whom we elect and the ex officio members will elect the Mayor.

M1: So you have the basic knowledge. Good.

Me: Thank you sir.

M1: You have given 23 banks as preference and Andhra Bank is your 1st preference. What if we give you some 15th preference bank, will you go?

Me: Yea sir. I will work anywhere.

M1: Say some Oriental Bank of Commerce in Manipur. Will you go?

Me: Yes sir. I’m willing to relocate anywhere. I’m from Hyderabad but i have done my graduation from Tamil Nadu. I’m adaptable in nature. I can relocate anywhere sir.

M1: Good. So tell me what do you know about EXIM?

Me: Sir EXIM is Export-Import Bank of India. It helps to enhance our imports and exports.

M1: How?

Me: Sir, it gives credit facilities and loans to their customers. And also it helps in locating the distributors abroad and their products and services and explained the functions.

M1: Ok. So how is it different from ECGC?

Me: Sir ECGC is another institution. It stands for Export Credit Guarantee Corporation of India Limited. This institution doesn’t offer credit but insures our exports.

M1: Why to insure exports?

Me: Sir if there is any economic instability or if any natural disaster comes and so that we don’t go into loss. ECGC provides insurance for our export.

M1: Very good.

Baton passed to next sir.

M2: So Dheeraj, what are your hobbies?

Me: I have been volunteering for 6 different NGOs sir from past 8 years. This is my favourite pastime.

M2: What kind of NGOs are those?

Me: Anything sir. All the NGOs work for the betterment of our society. We do to blood donations, animal adoption drives. We go to orphanages, old age homes.

M2: What do you do at old age homes?

Me: We spend time with them sir. We make them feel comfortable. We give them emotional confidence that we are there to take care of them. Celebrate small small occasions with them.

M2: What are the NGOs you’re part of? Any big ones?

Me: No sir. I’, volunteering for 5 NGOs in Hyderabad and i used to volunteer for 1 more NGO in Tamil Nadu when i was doing graduation.

M2: What NGO is that?

Me: Told him the name of the NGO and said that we, a group of university students started it.

M2: He seems impressed. J

Now M3!

M3: Good dheeraj. Let’s come to banking. What do you know about SLR and CRR?

Me: Gave him the basic definitions and told about the differences.

M3: Present rates?

Me: Told.

M3: What if the % is more?

Me: Then banks have to reserve more in their chests. So less liquidity in market.

M3: OK that is fine but what is the purpose of those reserves?

Me: I told him to control things like inflation and all.

(Here, I forgot that basic purpose of CRR and SLR were actually to regulate the credit growth of the bank) L L

Finally the lady. All this time she was just observing me. I think she is from HR. K

Lady: Tell me about your family Dheeraj.

Me: Told by adding Mr. and Mrs. before my parents’ names.

And the lady seemed happy like she was just expecting that.

Lady: What about siblings?

Me: No siblings mam. I’m the only son.

Finally they said Ok good. Interview is done and thank you.

I wished them thank you panel and starting walking out of the room with a smile. J

And the toughest part is over now. Although there were many questions, all were simple ones and the whole interview was about 9-11 min. K

I’m surprised that they didn’t even ask me the basic question. “Why banking after doing B.Tech?”   

I’m confident. But let’s see what happens now. Waiting for the scores and final result now.

Fingers crossed. All the best everyone.

I’ve been following this website for past 8 months and when I started preparing for banking exams, GradeStack blog has been immense help.

Thank you.


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AnilkumarJan 29, 2016

All the best  Dheeraj.
Pruthvi Raj

Pruthvi RajJan 29, 2016

Good, well done dheeraj... I too given my interview in 7 th panel in 19th.. The members were not troubled much... All d best..

AvinashJan 29, 2016

@dheeraj you will selected for sure
Vishal Shrivas
Which marks u score in pre and mains exams??

DheerajMar 12, 2016

Jordian Rïäñ
Great buddy.

ChandaFeb 4, 2017

Have you qualified this interview @DHEERAJ
Kajal Shaw

Kajal ShawFeb 9, 2017

All the best

KhushiJan 20, 2018

All the best 👍
Thanks for sharing your experience

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PO, Clerk, SO, Insurance

BankingIBPS POIBPS ClerkSBI POIBPS SOSBI ClerkRBIRRBLICESICNainital BankOtherQuick LinkMock Test
tags :PO, Clerk, SO, InsuranceInterviewIBPS PO OverviewIBPS PO NotificationIBPS PO Apply OnlineIBPS PO VacancyIBPS PO Eligibility Criteria

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