IBPS Clerk Vs IBPS RRB Clerk: Job Profile, Salary, Career Growth

That is where this article comes in, as a means to help you to choose and decide for yourselves between two highly significant examinations in the Institute of Banking Personnel Selection (IBPS) calendar. This will be accomplished by comparing the two concerning examinations, the IBPS Clerk exam, and the IBPS RRB (Regional Rural Banks) Office Assistant exam, across a multitude of parameters.

IBPS Clerk vs IBPS RRB Clerk (Office Assistant)

A comparison of these two examinations becomes more paramount because the jobs they lead to are almost similar. In terms of pay and job profile, they are certainly alike. However, when it comes to career prospects and promotional opportunities, they are different. Following are the difference between IBPS Clerk and IBPS RRB Office Assistant: 

IBPS Clerk vs RRB Office Assistant: Job Profile

As aforementioned, the job profiles in both these jobs are almost identical.

• This is so as one will be positioned at the front desk jobs and will be mainly concerned with communicating with the clients, i.e. the account holders of the branch concerned.
• The work will include updating customer passbooks, inputting transaction values, receipts, and payments alike, opening all kinds of accounts such as fixed deposit accounts, etc.

IBPS Clerk vs RRB Office Assistant: Salary

• The in-hand salary for IBPS RRB Office Assistant usually lies in the range of 26000 – 30,000 in the initial phase of joining.
• The basic pay for the IBPS Clerk profile is 11765/-. The in-hand salary for IBPS Clerk is usually in the range of Rs. 28000/-to 31000 monthly.

IBPS Clerk vs RRB Office Assistant: Designation

• The designations in both these jobs are almost indistinguishable, borrowing the designations from the examinations themselves.
• In regional rural banks, one will be called an office assistant whereas, in scheduled commercial banking institutions, one will be called a clerk.
• However, they can also be called a single-window assistant or operator.

IBPS Clerk vs RRB Office Assistant: Office Hours

• For many banks, clerks can depart office premises after the designated working timings are over.
• In scheduled banks, however, such durations can be elongated as per emergencies as and when required and necessary.
• This holds true for regional rural banks as well, since a rapid response to sudden emergencies is considered a sine qua non for both the jobs in question.
• One, therefore, needs to be prepared for emergencies as and when the time for such arrives.

IBPS Clerk vs RRB Office Assistant: Work Opportunities

• For IBPS Clerks, it can be argued that as the scheduled commercial banking institutions have to deal with a lot of varied departments such as foreign exchange management, digital banking, corporate finance, et al, there are more opportunities to learn for the employees in this particular work environment.
• On the other hand, where regional rural banks are concerned, employees are more likely to receive more limited chances comparatively, as such institutions cater to a rural consumer base whose needs and requirements of finance are, for the most part, more straightforward than its urban counterparts.
• Consequently, employees, therefore, shall receive lesser chances of being instructed in a wider range of departments, methods, et al.

IBPS Clerk vs RRB Office Assistant: Work Pressure

• This follows from some of the points above but is an important extension nonetheless.
• Work-related pressure might be more in the case of scheduled commercial banks. In regional rural banks, the stress might be comparatively less, as there is not much to do apart from the official primary duties.

IBPS Clerk vs RRB Office Assistant: Posting Locations

• There might be differences in how one is posted at their jobs in both these situations.
• For IBPS Clerks, one may have to make separate living arrangements in the vicinity of the particular branch where one is posted.
• For regional rural banks, one should be ready to move slightly away from their native district, as posting locations can be as varied as near one’s home to outside the district, as mentioned.
• Although employees are usually posted in their native states for rural regional banks, one should be prepared to move a fair distance away from one’s immediate familiar surroundings.
• It should also be mentioned that the spread and outreach of IBPS branches are significantly lesser than say, the State Bank of India (SBI) which has more branches spread across the country.

IBPS Clerk vs RRB Office Assistant: Career Growth

• A crucial factor in preferring one job over another is how one advances in one’s career path, and what the typical career trajectory looks like for any particular job.
• Scheduled commercial banks offer better and more frequent possibilities for promotion in the work hierarchy.
• One can attain Officer Cadre status in a matter of 3-4 years usually, and up to Scale V and relatedly, senior management level in a banking institution in a span of around or close to a decade, approximately 15-20 years.
• However, this is not the case for rural regional banks. These typically offer limited chances for promotion and in fact, function more as a sedentary means of career advancement.

Public Sector Banks (PSBs) are generally considered to have better prospects than rural regional banks, however, the latter arguably functions better as an interim provision. On the other end, PSBs are usually recommended for those who see a long career in the banking sector for themselves. The only important bit of information all of you need to comprehend is to know yourself, your preferences, and your strengths and weaknesses that will indicate your destination.

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