Essay Writing Sample for Descriptive Paper in SBI PO 2017-III

By Neeraj Mishra|Updated : July 6th, 2015

As per the official notification of the SBI PO 2017 exam, the two important topics of the Descriptive Exam are as following -

1. Essay Writing

2. Letter Writing

Today we will be covering a sample letter on the following question: "a Letter to the Regional Manager of Bank requesting for a loan for further studies", based on the format that you need to follow while writing the essay for your SBI PO Mains Descriptive Paper 2017.

Sample Letter:

8976 Nirman Appartments

Noida, Uttar Pradesh- 201301

6th July 2015

The Regional Manager

State Bank of India

New Delhi

Dear sir/ madam


Recently I came to know that your esteemed bank provides loan to deserving and capable students for further studies.Therefore, I would like to put my case before you for the grant of an educational loan so that I can pursue my further studies. I would also like to inform you that I have completed my graduation from Delhi University this year and secured second position in the list of successful candidates. I intend to complete M.Com but my circumstances do not permit me to continue my studies further.

Therefore, I request you to kindly sanction me a loan for further studies and let me know the terms and conditions under which such a loan is granted. I assure you that I shall abide by all the terms and conditions. I hope for a positive reply from your end.

Thanking you


Format (for Letter to the Regional Manager)

Your address]
[Your city, state, pin code]

[Today’s date]

[The Regional Manager]
[Name of the bank]
[City, state, pin code]

SUBJECT: describe the problem in one line

(Subject is suppose to be written in capital letters and underline the subject)

Dear (Sir/ Madam):

Introduction: Request the manager to grant you the loan for further studies

Body: Provide a reason as to why the manager should provide you with an education loan. Provide all the important details about your studies.

Concluding remark: Request the manager to sanction the loan and you will abide by all the terms an conditions.


[Your signature]

[Your name]

Points to Remember:

  • It is very important to follow the format while writing a formal letter. You neither write less, nor exceed the word limit. You have to be very precise while writing a formal letter.
  • You must ensure that your content does not seem repetitive. Repetition of words/sentences or content as a whole invites cutting of marks. Try and use synonyms in case you see that a word is getting repeated a number of times in the letter.
  • Your letter should be written in a particular flow. The subject should highlight the main purpose of letter. The introduction of your letter should effortlessly lead to the body, which should lead to the concluding paragraph.


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