Pradhan Mantri Jan Arogya Yojana [PMJAY]

PMJAY stands for Pradhan Mantra Jan Arogya Yojana. The government launched this scheme for more than 10.74 crore weak families to cover expenses up to Rs. 5 lac per year per family for secondary and tertiary care hospitalisation.

Pradhan Mantri Jan Arogya Yojana [PMJAY] scheme offers cashless and paperless access to services to the individual availing of the facility.

Pradhan Mantri Jan Arogya Yojana [PMJAY] - Documents Required

If you fall under the criterion and want to apply for Pradhan Mantri Jan Arogya Yojana [PMJAY] scheme, then here are the documents you will need to get the approval:

• Age and identity proof (you can provide an Aadhar or Pan card)
• Ration Card
• Contact Details (Mobile number and email address)
• Savings book
• Caste certificate
• Income certificate
• A documented proof is required to prove the family's status that needs to be covered.

Pradhan Mantri Jan Arogya Yojana [PMJAY] - Application Process

The application process is pretty quick and straightforward. Individuals whose name comes under the SECC 2011 and are part of the RSBY scheme can apply for Pradhan Mantri Jan Arogya Yojana [PMJAY]. Here is how the registration process works:

Step 1 - The first thing you ought to do is visit the official website of PMJAY.

Step 2 - On the home page, you will see an option stating, "Am I eligible", click on that.

Step 3 - Now, you will have to enter your mobile number and CAPTCHA code.

Step 4 - An OTP will be generated, click on that, and you will receive the OTP on the registered mobile number.

Step 5 - After this, you will have to fill in the details such as your name, State, ration card number and household number.

Step 6 - Click on the search link and see if you and your family are covered under the PMJAY Scheme.

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Pradhan Mantri Jan Arogya Yojana [PMJAY] Scheme - Eligibility for Rural Areas

• Families without any grown-up or male earning member within the age group of 16 to 59 years
• Household with a disabled member and no earning adult member
• People living in a one-room house that has a poorly built structure
• Families who come under SC and ST
• Households with no earning member between the age 16 to 59 years
• Primitive tribal groups and manual scavenger families
• Families that are landless and earn mainly from manual labour

Pradhan Mantri Jan Arogya Yojana [PMJAY] Scheme - Eligibility for Urban Areas

• Rag pickers & beggars
• Domestic workers
• Street vendors, hawkers, cobblers
• Construction workers, Labourers, painters, plumbers, welders, security guards, porters
• Gardeners, home-based Artisans, tailors, sweepers, sanitation workers, laundry workers, handicrafts workers
• Drivers, helpers, conductors, carts or rickshaw pullers.
• Electrician/ Mechanic/ Assembler/ Repair worker
• Shopworkers, assistants or peons, delivery boys, and waiters

Pradhan Mantri Jan Arogya Yojana [PMJAY] Scheme renders complete coverage for medical diagnostics, tests and consultation fees, plus it covers the hospital accommodation charges as well. The best part is that you will also get daycare expenses made by the beneficiary. Therefore, you can avail of various benefits if you apply for them.

FAQs on Pradhan Mantri Jan Arogya Yojana [PMJAY]

Q1. Who is not eligible for Pradhan Mantri Jan Arogya Yojana [PMJAY]?

People not eligible for Pradhan Mantri Jan Arogya Yojana [PMJAY] are government employees, who own a Kisan card, have their own vehicle, salary is more than 10K, own more than 5-acre land, own a motorised fishing boat, have a refrigerator, landline phone and live in a properly built house.

Q2. How can you check your name in the Pradhan Mantri Jan Arogya Yojana [PMJAY]?

You can check your name online by going to the common service centres and calling their helpline number in the Pradhan Mantri Jan Arogya Yojana [PMJAY] Scheme.

Q3. What are the significant diseases covered under Pradhan Mantri Jan Arogya Yojana [PMJAY]?

The major diseases covered under Pradhan Mantri Jan Arogya Yojana [PMJAY] Scheme are -

• Pulmonary valve surgery
• Carotid angioplasty with stent
• Anterior spine fixation
• Prostate cancer
• Skull base surgery, etc.

Q4. What are the extra benefits to beneficiaries of the Pradhan Mantri Jan Arogya Yojana [PMJAY]?

Some of the benefits under Pradhan Mantri Jan Arogya Yojana [PMJAY] are -

• Housing
• Pre-hospitalisation
• Meal services
• Intensive and non-intensive care
• Up to 5 lakh health insurance