Difference Between NRI and PIO

By : Neha Dhyani

Updated : May 13, 2022, 6:36

NRI and PIO are short forms for Non-Resident Indian and Person of Indian Origin. They are often used interchangeably in place of each other but mean two very different things. Read Difference Between NRI and PIO.

What is NRI?

An NRI is a person who is an Indian but resides outside the country, in any other nation. Lawfully, they are Indian citizens, but they are not located in the country. Even then, they are protected by the laws of the Government of India and enjoy the basic rights of every citizen of India.

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What is PIO?

A PIO, on the other hand, is a person who belongs to another country but has held an Indian passport at any point in time or whose parents or grandparents were born in India at any time, or a person who is a spouse to a person who is a citizen of India.

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Difference Between NRI and PIO

Let us examine the major points of Difference Between NRI and PIO below -

Non-Resident Indian (NRI)

Person Of Indian Origin (PIO)

A non-resident Indian is a person who was born in India or carries a descent of Indian land but currently resides in a location outside India.

Also referred to as Overseas Indians, a person of Indian origin is a holder of an Indian passport, is a child or a grandchild to people who are Indians, or is a spouse to a person who is either a PIO or an Indian.

A person needs to be born in India to be labelled as an NRI.

A PIO need not have taken birth on Indian soil but must have parents who were born in India.

Voting rights are given to an NRI.

A PIO does not carry any voting rights.

An NRI can hold a public office.

A PIO is not eligible to hold a public office in India.

An NRI does not need any permission to visit a restricted area in the country.

A PIO needs permission from the Foreign Regional Registration Office to visit any specific restricted areas in the country.

 

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FAQs on the Difference Between NRI and PIO

Q:1 What is the Difference Between NRI and PIO regarding holding a card?

The Difference Between NRI and PIO regarding holding a card is that An NRI does not get any card to acknowledge their resident status, but a PIO gets a card due to which they do not require a visa to enter India, and such a cardholder also does not need to carry a student or employment visa before they can approach any employment opportunities in the country. When entering India, a PIO can access separate immigration counters which are designated for them.

Q:2 What is the Difference Between NRI and PIO regarding their stay in India?

The Difference Between NRI and PIO regarding their stay in India is that An NRI should have stayed in India for a minimum span of 60 days or more during a year or a period of more than 365 days in the four years preceding the date of the current financial year. On the other hand, a PIO is allowed to stay in India for 180 days without needing a registration with the Foreign Regional Registration Office (FRRO).

Q:3 Mention the Difference Between NRI and PIO in terms of an NRI account.

The Difference Between NRI and PIO in terms of an NRI account is that the Certain benefits accrue to an NRI through an account that allows them to manage their money even when they are outside India, and it is easier to open such accounts through which they can also make several investments in market-linked assets.

Q:4 With respect to the Difference Between NRI and PIO, mention some of the investment arenas for them.

With respect to the Difference Between NRI and PIO, Even as foreign investors, an NRI and a PIO have the option to invest in deposits, repatriation, immovable properties, the transmission of inheritance, housing loans, and more.